Learn Banking Credit Analysis Through Case Studies

Course for Bankers, Consultants & Managers to Understand Practical Aspects Credit Analysis Process from Indian Context.

What you'll learn

Credit Analysis through Case Studies

Requirements

Basic knowledge of Banking Credit Analysis Process

Description

Are you a Finance Professional working on Project Funding for your clients? Are you a Banking Executive having theoretical knowledge of Credit Analysis but finding it difficult to apply in practice?Then this course is for you - It will take you through the practical aspects of Banking Credit Analysis Process covering areas like Financial Analysis, Working Capital, Term Loan, etc. How this course is structured?This  course is structured in self paced learning style. Each and every section takes up real life case which will explained in detail to get practical understanding. You'll gain authority on each and every topic as i take you through lectures one by one. What are the pre-requisites for taking this course?Basic Knowledge of Banking Credit Analysis ProcessGood internet connection for interruption free learning process.How this course will benefit you?At the end of the course, you will be able to approach credit related matters in your bank with high level of confidence and solve real life problems at ease.

Overview

Section 1: Financial Analysis

Lecture 1 Case Study - Compute Debt Equity Ratio (TOL / TNW) from Real Life Balance Sheet

Lecture 2 Case - Compute Debt / Adj. Equity Ratio (TOL/Adj. TNW) from Real Life Balance

Lecture 3 Case Study - Compute Liquidity (Current Ratio) from Real Life Balance Sheet

Lecture 4 Case Study - Compute TOL / Adj. TNW

Lecture 5 Case Study - How to Read Cash Flow Statement

Lecture 6 Case Study - How to Read Fund Flow Statement

Lecture 7 Case Study - Identify forged financial statements

Section 2: Working Capital Assessment

Lecture 8 Case Study - Compute Eligible Bank Finance as per Turnover Method

Lecture 9 Case Study - Compute Eligible Bank Finance as per Turnover Method and LTV

Lecture 10 Case Study - Compute Eligible Bank Finance as per MPBF Method

Lecture 11 Case Study - Compute Evaluate Holding Levels

Lecture 12 Case Study - Compute Cash Credit based on Holding Levels

Lecture 13 Case Study - Peak Level & Non Peak Level Working Capital

Section 3: Term Loan Appraisal & Assessment

Lecture 14 Case study - Term Loan for a project based on new technology

Lecture 15 Case study - Term Loan for a project on Lease Hold Land

Lecture 16 Case Study - Utilistion of Internal Accruals as Margin for Term Loan Project

Section 4: Take Over of Credit Facilities

Lecture 17 Case Study - Take Over of Credit Facilities

Section 5: Mega Case Study in Term Loan

Lecture 18 Term Loan Case Introduction Part 1

Lecture 19 Term Loan Case Introduction Part 2

Lecture 20 How to arrive at Cost of Project & Means of Finance

Lecture 21 Depreciation Schedule Preparation

Lecture 22 Computation of Interest on Term Loan & Unsecured Loan

Lecture 23 Sales Computation

Lecture 24 Interest on Working Capital Computation

Lecture 25 Computation of Direct & Indirect Cost

Lecture 26 Preparation of Operating Statement

Lecture 27 Preparation of Liabilities & Assets Statement

Lecture 28 Computation of Critical Ratios

Section 6: Last Section

Lecture 29 Bonus Lecture

Banking Executives,Consultants(Management/Banking/Finance),Finance Managers,Entrepreneurs looking for Raising Funds,Department Heads,Chartered Accountants,Cost Accountants,Bank DSA