Your Financial Future: A Guide For Beginners

Saving, Investing, and Retirement

What you'll learn

Recognize common words used in personal finance.

Identify the earning potential of a bank account or investment.

Calculate how much you need to save for retirement or other goals.

Employ digital tools like calculators and AI to help you learn and make financial plans.

Open an investment or retirement account

Requirements

No requirements! This class is for anyone who has felt overwhelmed by all the jargon and condescension in the world of money!

Description

Preparing for your financial future doesn't have to be so complicated! This manageable and down-to-earth personal finance course empowers you to plan for your future needs and goals. Without all the big words, sales pitches, and angry old men telling you what to do (we don't care how many lattes you drink!), this course puts you in the driver's seat of your own financial journey.  We take a "micro-learning" approach. Through bite-size videos, illustrative graphics, and practical exercises, you will gain the confidence to navigate the worlds of saving, investing, and retirement planning. We'll talk about: The purpose of saving and investing. How to plan for retirement. The different kinds of investing and retirement accounts. What resources you can use to help you analyze and readjust your goals as needed. How to be a self-guided, lifelong, learner in the world of money.  And more! We're also going to cover the practical stuff that many financial literacy programs skip but that you might feel embarrassed to ask about - how to actually do things like: buy a stock. enroll in a 401k.use online calculators or spreadsheets to estimate how your savings or investments might grow. find a savings account that will help maximize your contributions. We'll even learn how Artificial Intelligence can help you organize your finances! I hope you will join us!

Overview

Section 1: Saving

Lecture 1 Welcome to Your Financial Future!

Lecture 2 Part 1 Introduction

Lecture 3 Introduction to Saving

Lecture 4 Compounding Interest

Lecture 5 Review

Section 2: Investing

Lecture 6 Part 2 Introduction

Lecture 7 Introduction to Investing

Lecture 8 Stocks and Bonds

Lecture 9 Funds

Lecture 10 Review

Section 3: Choosing Your Destination

Lecture 11 Part 3 Introduction

Lecture 12 Retirement

Lecture 13 How Much Do I Need?

Lecture 14 Rules of Thumb

Lecture 15 You Can Do It!

Lecture 16 Review

Lecture 17 Outtake on FIRE (Financial Independence Retire Early)

Section 4: Beginning the Journey

Lecture 18 Part 4 Introduction

Lecture 19 How To Invest

Lecture 20 Employer Accounts

Lecture 21 Individual Accounts

Lecture 22 Let's Do It!

Lecture 23 Part 4 Review

Lecture 24 Bonus

If you have ever read an article or watched a video about finance or investing and said "huh?" …this course is for you!,If you have ever heard your uncle say "start an IRA" and you said "a what?" This course is for you!,If some guy on Youtube said you need to stop buying latte's and it hit too close to home. This course is for you! (We don't do that here).