Where Businesses Get Cash

Find potential sources of funds that can help your business grow and improve your liquidity

What you'll learn

Recall the major sources of cash for small businesses

Identify how the cash conversion cycle provides operational cash for a business

Recall the pros and cons of different types of business funding

Recognize the major loan programs of the United States Small Business Administration (SBA)

Requirements

None

Description

One of the greatest sources of stress for small business owners is managing cash flow. 69% of business owners have been kept up at night by concerns about cash flow. More than half of U.S. businesses have lost $10,000 or more by foregoing a project or sales specifically due to issues created by insufficient cash flow.You'll learn about critical sources of cash for businesses, along with the pros and cons of major sources. We'll explore the cash conversion cycle, which is how companies create cash from operations. Many businesses crimp their cash flow by letting their cash conversion cycle go too long. Next, I'll talk about the three other major sources of cash:LoansOther types of debtEquityYou'll learn the pros and cons of each source to determine which ones might be best for your business. Finally, we'll look more closely at business loans. I'll give you seven tips for better loan pricing. You'll learn the places to go to get business loans (hint: it's not always a bank). As a former banker, I'll reveal what lenders look for when deciding whether to make a loan to a business. Finally, I'll provide some information about the United States Small Business Administration (SBA) loans. This is a crucial source of funding for many small U.S. companies. Even companies outside of the U.S. can benefit from the education materials provided by the SBA. You'll get links to many useful pages on the SBA site.You'll get the following worksheets and resources:Overview of the four sources of cash with examples of each source7 Tips for Better Loan PricingLinks to key SBA website informationOverview of the SBA loan programs

Overview

Section 1: Where Small Businesses Get Cash

Lecture 1 Welcome and Overview

Lecture 2 Text Version

Lecture 3 Where Businesses Get Cash

Lecture 4 The Cash Conversion Cycle

Lecture 5 The Three Tanks of Cash

Section 2: Debt and Equity Funding

Lecture 6 The Four Sources of Cash

Lecture 7 Loans

Lecture 8 Other Debt

Lecture 9 Equity

Lecture 10 Everything in Between

Section 3: More on Business Loans

Lecture 11 Getting the Best Loan Pricing

Lecture 12 7 Tips for Better Loan Pricing

Lecture 13 Where to Get Business Loans

Lecture 14 Underwriting- How Lenders Determine if You Qualify for a Loan

Lecture 15 United States Government Loan Programs

Lecture 16 More on SBA Loan Programs

Lecture 17 Bonus Lecture

Small business owners and employees looking for more cash for their company,Business advisors who want to help their clients finding sources of cash