Retail Banking & Corporate Banking Loans-Basics Of Banking

This course explains about corporate banking loans ,retail banking loans, ratios associated with loans and other concept

What you'll learn

retail banking

corporate banking

loans and advances

banking concepts

Requirements

Basic interest to learn a course

Description

Retail banking, also known as consumer banking or personal banking, is banking that provides financial services to individual consumers rather than businesses. Retail banking is a way for individual consumers to manage their money, have access to credit, and deposit their money in a secure manner.Retail banking is a banking facility that offers financial services to the general population rather than companies. It certainly helps retail customers conduct their daily financial dealings more effectively and safely.There are 3 types of retail banks – small, large, and online. Moreover, they collect funds through service charges, overdraft charges, monthly maintenance fees, and modest fees.Corporate banking refers to the aspect of banking that deals with corporate customers. Commercial banks make loans that enable businesses to grow and hire people, contributing to the expansion of the economy. Both types of banks offer various products and services.Corporate banking (also called institutional banking) is a division in a bank responsible for putting together loans to corporations, financial institutions, and governments.Corporate banking is a very important division within many large commercial and bulge bracket banks; this team serves as a critical link between the commercial banking group and the capital markets/investment banking teams.Please read the contents of the course before purchasing

Overview

Section 1: Introduction

Lecture 1 Introduction

Lecture 2 Different types of Borrowers

Section 2: Fund based credit facilities

Lecture 3 Introduction

Lecture 4 Demand Loan and term loan

Lecture 5 Overdraft facility

Lecture 6 Cash credit Account

Lecture 7 Bills finance/Bill discounting

Lecture 8 Buyer's credit and supplier's credit

Lecture 9 Leasing Finance/Hire purchase

Lecture 10 Bridge Financing

Lecture 11 Loan Syndication

Section 3: Non fund based credit facilities

Lecture 12 Bg-intro

Lecture 13 Types of BG-1

Lecture 14 Types of BG-2

Lecture 15 Bank Guarantee Vs LC

Section 4: Letter of credit

Lecture 16 Letter of credit Introdcution

Lecture 17 Introduction LC

Lecture 18 Types of LC-1

Lecture 19 Types of LC-2

Lecture 20 Documents in letter of credit

Lecture 21 Lc format

Lecture 22 Risk and frauds in LC-1

Lecture 23 Risk and frauds in LC-2

Section 5: Retail loans

Lecture 24 Vehicle loans and mortgage loans

Lecture 25 Home Loans,personal loans

Section 6: Different terms used

Lecture 26 Annual percentage rate(APR)

Lecture 27 FOIR-Fixed Obligation to income ratio

Lecture 28 LTV ratio-Loan to value ratio

Lecture 29 IIR -Instalment to income ratio

Section 7: FAQ

Lecture 30 FAQ-Bridge Loan

Lecture 31 FAQ-Bill Discounting/Cash credit

Section 8: EMI,Interest ,Annuities

Lecture 32 Introduction

Lecture 33 Interest

Lecture 34 interest rate changes

Lecture 35 miscellaneous

Lecture 36 Compound Interest

Lecture 37 CI interest

Lecture 38 Interest Problems

Lecture 39 CI-1

Lecture 40 CI-2

Lecture 41 EMI

Lecture 42 EMI prob

Lecture 43 EMI Prob-2

Lecture 44 Fixed interest rate

Lecture 45 Floating rate

Lecture 46 Annuity

students and bankers