Property Insurance Pre-Licensing Course

Preparing You for Success: Mastering The Essentials Of Property Insurance With Our Pre-Licensing Course

What you'll learn

Identify the different types of policies

What property insurance covers and does not cover

How property insurance works

Evaluate insurance providers based on factors such as financial stability, reputation, and customer service.

Apply the regulations governing Property insurance in Georgia

Analyze the factors determining premium rates

Requirements

High School Diploma

A basic understanding of insurance concepts and an interest in Property insurance, retirement planning, and industry regulations would be beneficial.

Computer or Mobile Device: You will need a computer, laptop, or mobile device (such as a tablet or smartphone) to access the online class materials and complete assignments.

Internet Connection: A stable and reliable internet connection is crucial for attending this online class. High-speed internet is recommended to ensure smooth video streaming and file downloads

Web Browser: Choose a modern web browser like Google Chrome, Mozilla Firefox, Microsoft Edge, or Safari. Keep your browser up to date to ensure compatibility with online learning platforms and tools.

Communication Tools: You may need to communicate with your instructor. Standard communication tools include email or Microsoft Teams. Familiarize yourself with the communication channels specified by your instructor to receive full support.

Description

This course is designed to provide a comprehensive understanding of property insurance to individuals who want to become licensed insurance agents in Georgia. It covers various aspects of property insurance, including the different types of policies, underwriting principles, factors determining premium rates, And the regulations governing life insurance in Georgia.To complete the property Insurance course for aspiring insurance agents in Georgia, students must pass at least 80% on all course assessments and exams. This requirement ensures that students understand the course material and are adequately prepared to obtain their property insurance license and begin their careers as licensed insurance agents. Target Audience:Aspiring Insurance ProfessionalsCareer ChangersRecent GraduatesUnemployed or Underemployed IndividualsEntrepreneursSales ProfessionalsRetirees or Semi-RetireesIndividuals Seeking Personal and Professional GrowthOut-of-State Agents   Course Objectives: Upon completion of this course, participants will be able toIdentify the different types of policies  Examine underwriting principlesAnalyze the factors determining premium ratesHow to define Property Insurance  What property insurance covers and does not cover How property insurance worksCourse Materials: This course has a candidate handbook to help you prepare for the examination.For more information on Georgia licensure, please get in touch with our office, and one of our team members will guide you:ELEARNING DISTRICT LLC500 Sugar Mill RdAtlanta GA 30350Office #: 678-587-5331

Overview

Section 1: Welcome Message From The Instructor

Lecture 1 Instructor Intro

Section 2: Resources

Lecture 2 Georgia Insurance Licensing Candidate Handbook

Section 3: What To Expect From This Course

Lecture 3 What To Expect From This Course

Section 4: Intro To Property Insurance

Lecture 4 Intro

Lecture 5 Examples Of Perils

Lecture 6 How Property Insurance Work

Lecture 7 04 What Property Insurance Covers

Lecture 8 Property Insurance Pros

Lecture 9 benefits Of Property Insurance

Lecture 10 Key Take-Aways

Section 5: Property Insurance Terms And Definitions Part 1

Lecture 11 Intro To Property Insurance Terms

Lecture 12 Law Large Numbers

Lecture 13 Key Take-Aways Of Law Large Numbers

Lecture 14 Insurance Interest

Lecture 15 Risks

Lecture 16 Types Of Risks

Lecture 17 Pure Risk

Lecture 18 Types Of Pure Risks

Lecture 19 Speculative Risk

Lecture 20 Pure Risk Versus Speculative Risk

Lecture 21 Key Take-Aways

Section 6: Property Insurance Terms And Definition Part 2

Lecture 22 Intro To Harzads

Lecture 23 Perils Covered Under Hazard Insurance

Lecture 24 Types of Harzads

Lecture 25 Morale Hazard

Lecture 26 Moral Harzad

Lecture 27 Physical Harzads

Lecture 28 Key Take-Aways Of Hazard

Section 7: Property Insurance Terms And Definitions Part 3

Lecture 29 Intro To Property Insurance

Lecture 30 Peril

Lecture 31 Loss

Lecture 32 Types Of Loss

Lecture 33 Direct Loss

Lecture 34 Indirect Loss

Lecture 35 Key Take-Aways

Section 8: Property Insurance Terms And Definitions Part 4

Lecture 36 Intro To Loss Valuation

Lecture 37 Definition Of Loss Valuation

Lecture 38 Types Of Loss Valuation

Lecture 39 Definition Of Actual Cash Value

Lecture 40 Replacement Cost

Lecture 41 Market Value

Lecture 42 State Or Agreed Value

Lecture 43 Salvage Value

Lecture 44 Key Take-Aways

Section 9: Property Insurance Terms And Definitions Part 5

Lecture 45 Intro

Lecture 46 Proximate Cause

Lecture 47 Indemnity

Lecture 48 Deductible

Lecture 49 Coinsurance

Section 10: Property Insurance Terms And Definitions Part 6

Lecture 50 Intro

Lecture 51 Limits Of Liability

Lecture 52 Types Of Liability

Lecture 53 Absolute Liability

Lecture 54 Vicarious Liability

Lecture 55 Key Take-Aways

Section 11: Property Insurance Terms And Definitions Part 7

Lecture 56 Intro

Lecture 57 Occurrence

Lecture 58 Deductible And Coverage Limit

Lecture 59 Cancellation

Lecture 60 Nonrenewal

Lecture 61 Declaration Page

Section 12: Property Insurance Terms And Definitions Part 8

Lecture 62 Intro

Lecture 63 Negligence

Lecture 64 Binder

Lecture 65 Endorsement

Lecture 66 Blanket

Lecture 67 Specific

Lecture 68 Blanket Vs Specific

Section 13: Coverage Option In Property Insurance

Lecture 69 Intro

Lecture 70 Replacement Cost

Lecture 71 How Replacement Cost Work

Lecture 72 Benefits Of Replacement Cost

Lecture 73 Actual Cash Value

Lecture 74 How Actual Cash Value Works

Lecture 75 Benefits Of Actual Cash Value

Lecture 76 Guaranteed Or Extended Replacement Cost

Lecture 77 How A Guaranteed Or Extended Replacement Work

Lecture 78 Benefits Of Guaranteed Or Extended Replacement

Lecture 79 Key Take-Aways Of The Coverage Options

Section 14: Types Of Property Insurance Policies

Lecture 80 Intro

Lecture 81 Homeowners Policy

Lecture 82 Types Homeowners Policy

Lecture 83 Key Take-Aways Of Homeowners

Lecture 84 Dwelling Policy

Lecture 85 What Dwelling Policy Does Not Cover

Lecture 86 Commercial Line Policy

Lecture 87 Types Of Commercial Line Policies

Lecture 88 Inland Marine Policy

Lecture 89 National Flood Insurance Program Policy

Lecture 90 Other Types Of Property Insurance Policies

Section 15: Homeowners Policies Part 1

Lecture 91 Intro

Lecture 92 Perils Covered By Homeowners Policy HO-1

Lecture 93 Perils Not Covered By Homeowner Policies HO-1

Lecture 94 Personal Property

Lecture 95 Medical Payments To Others

Lecture 96 Additional Living Expenses

Lecture 97 Additional Exclusions

Lecture 98 Who Needs The Homeowner Policy HO-1

Lecture 99 How To Calculate The Value Of The Home And The Dwelling Coverage Needed

Lecture 100 Example Of A Homeowners Policy HO-1

Lecture 101 How Is HO-1 Different From Other Policies

Lecture 102 Key Take-Aways Of Homeowners Policy HO-1

Section 16: Homeowners Policy Part 2

Lecture 103 Intro

Lecture 104 Perils Covered

Lecture 105 Perils Not Covered

Lecture 106 What HO-2 Covers

Lecture 107 Dwelling Coverage

Lecture 108 Liability Coverage

Lecture 109 Personal Property Coverage

Lecture 110 Additional Living Expenses Coverage

Lecture 111 Medical Payments Coverage

Lecture 112 Who Needs The HO-2 Policies

Lecture 113 How Much Coverage Needed For A Home

Lecture 114 How HO-2 Policy Different From Other Homeowners Policies

Lecture 115 KeyTake-Aways

Section 17: Homeowners Policy Part 3

Lecture 116 Intro

Lecture 117 Dwelling

Lecture 118 Other Structure

Lecture 119 Personal Property

Lecture 120 Personal Liability

Lecture 121 Medical Payments

Lecture 122 Additional Living Expenses

Lecture 123 Perils Not Covered By Homeowners Policy HO-3

Lecture 124 Who Needs The Homeowners Policy HO-3

Lecture 125 How Much HO-3 Coverage Does One Needs

Lecture 126 How HO-3 Differ From Other Policies

Lecture 127 Key Take-Aways

Section 18: Homeowners Policy Part 4

Lecture 128 Intro

Lecture 129 Actual Cash Value

Lecture 130 What Does An HO-4 P0licy Cover

Lecture 131 Who Needs HO-4 Policy

Lecture 132 Key Take-Aways

Section 19: Homeowners Policies Part 5

Lecture 133 Intro

Lecture 134 Perils Covered By An HO-5 Policy

Lecture 135 HO-5 Policy Exclusions

Lecture 136 What HO-5 Cover

Lecture 137 Who Needs An HO-5 Policy

Lecture 138 Differences Between An HO-5 Policy And HO-3

Lecture 139 Key Take-Aways

Section 20: Homeowners Policy Part 6

Lecture 140 Intro

Lecture 141 What An HO-6 Policy Coverage

Lecture 142 Dwelling Coverage

Lecture 143 Liability Insurance

Lecture 144 Personal Property Coverage

Lecture 145 Additional Living Expenses Coverage

Lecture 146 Medical Payment

Lecture 147 Perils Covered By An HO-6 Policy

Lecture 148 Who Needs An HO-6 Policy

Lecture 149 Factors Affecting The Cost Of The HO-6 Policy

Lecture 150 Key Take -Aways

Section 21: Homeowners Policy Part 7

Lecture 151 Intro

Lecture 152 Peril Covered By An HO-7 Policy

Lecture 153 What HO-7 Policy Covers

Lecture 154 What HO-7 Insurance Does Not Covers

Lecture 155 Who Needs HO-7 Policy

Lecture 156 Factors To Consider On How Much Coverage Is Needed

Lecture 157 The Difference Between HO-7 And HO-3 Policy

Lecture 158 Key Take -Aways

Section 22: Homeowners Policy Part 8

Lecture 159 Intro To HO-8 Policy

Lecture 160 What An HO-8 Policy Cover

Lecture 161 Dwelling And Other Structures

Lecture 162 Personal Property Coverage

Lecture 163 Personal Liability Coverage

Lecture 164 Medical Payments Coverage

Lecture 165 Loss Of Use Coverage

Lecture 166 Perils Not Covered By An HO-8 Policy

Lecture 167 Flood Or Water Damage

Lecture 168 Falling Objectives

Lecture 169 Weight Of Ice, Sleet Or Snow

Lecture 170 How Much HO-8 Coverage Does One Need

Lecture 171 Different Between An HO-8 Policy From An HO-3 Policy

Lecture 172 Who Needs Homeowners Policy HO-8

Lecture 173 Key Take-Aways

Section 23: Dwelling Policies

Lecture 174 Intro

Lecture 175 Perils Covered

Lecture 176 Exclusions

Lecture 177 Types Of Dwelling Insurance Policies

Lecture 178 Basic Form

Lecture 179 Broad Form

Lecture 180 Special Form

Lecture 181 Types Of Homes Covered By The Dwelling Policies

Lecture 182 Dwelling Policy Vs Homeowners Policy

Lecture 183 The Purpose Of A Dwelling Insurance

Lecture 184 Key Take-Aways

Section 24: Builders Risk Policy

Lecture 185 Intro

Lecture 186 What Does Builders Risk Policy Cover

Lecture 187 Structure Damage

Lecture 188 Materials

Lecture 189 Comprehensive Liability

Lecture 190 Equipment Breakdown

Lecture 191 Financial Loss From Construction

Lecture 192 Construction Project

Lecture 193 What Builders Risk Does Not Covers

Lecture 194 Who Needs The Builders Risk Policy

Lecture 195 How Much Coverage Is Needed

Lecture 196 How Is The Builders Policy Different From General Liability Insurance

Lecture 197 Factors That Affect The Cost Of Builders Risk

Lecture 198 Key Take -Aways

Section 25: Business Owners Policy (BOP)

Lecture 199 Intro

Lecture 200 Industries Eligible For A Business Owners Policy

Lecture 201 What Does A Business Owners Policy Cover

Lecture 202 Liability Insurance

Lecture 203 Business Interruption Insurance

Lecture 204 What A business Owners Policy Does Not Covers

Lecture 205 Who Needs A Business Owners Policy

Lecture 206 Factors To Consider On How Much Coverage Is Needed

Lecture 207 Advantages Of A Business Owners Policy

Lecture 208 Key Take-Aways

Section 26: Commercial Package Policy (CPP)

Lecture 209 Intro

Lecture 210 Perils Covered By A Commercial Package Policy Cover

Lecture 211 What Commercial Package Not Covered

Lecture 212 Who Needs A Commercial Package Policy

Lecture 213 Factors That Affect The Cost Of A Commercial Package Policy

Lecture 214 Advantages Of A Commercial Package Policy

Lecture 215 How Is A Commercial Package Policy Different From A Business Owner s Policy

Lecture 216 Key Take-Aways

Section 27: Commercial Property Policy

Lecture 217 Intro

Lecture 218 How Commercial Property Policy Work

Lecture 219 Perils Covered By The Commercial Property Policy

Lecture 220 Perils Not Covered

Lecture 221 Commercial Property Policy Coverage

Lecture 222 Structure Coverage

Lecture 223 Business Personal Property Coverage

Lecture 224 Business Interruption Coverage

Lecture 225 Extra Expense Coverage

Lecture 226 Leased Business Property

Lecture 227 Equipment Breakdown Coverage

Lecture 228 Debris Removal Coverage

Lecture 229 Crime Coverage

Lecture 230 Location

Lecture 231 Construction

Lecture 232 Occupancy

Lecture 233 Fire And Theft Protection

Lecture 234 Types Of Commercial Property Policies

Lecture 235 Direct Damage

Lecture 236 Time Element

Lecture 237 Inland Marine

Lecture 238 Crime Insurance

Lecture 239 key Take-Aways

Section 28: Commercial Property Floaters

Lecture 240 Intro

Lecture 241 Perils Covered

Lecture 242 Contractors Equipment Or Tools Coverage

Lecture 243 Installation Coverage

Lecture 244 Builders Risk Coverage

Lecture 245 Inland Marine Coverage

Lecture 246 How Does The Commercial Property Floater Work

Lecture 247 Key Take-Aways

Section 29: Personal Article Floater

Lecture 248 Intro

Lecture 249 Perils Covered

Lecture 250 Exclusions

Lecture 251 What The Personal Article Floater Cover

Lecture 252 Characteristics Of The Personal Article Floater

Lecture 253 Who Needs The Personal Article Floaters

Lecture 254 Summary

Section 30: National Floods Insurance Program Program (NFIP)

Lecture 255 Intro

Lecture 256 Who Administers National Flood Insurance Program

Lecture 257 What The National Flood Insurance Program Cover

Lecture 258 Who Needs Floods Insurance

Lecture 259 The Purpose Of Floods Insurance Program

Lecture 260 Advantages Of Having The National Flood Insurance Program

Lecture 261 Key Take Aways

Section 31: Earthquake Policy

Lecture 262 Intro

Lecture 263 How Earthquake Insurance Policy Work

Lecture 264 What An Earthquake Insurance Insurance Policy Cover

Lecture 265 What Does Not Cover

Lecture 266 Who Needs An Earthquake Insurance Policy Cover

Lecture 267 Factors That Affect The Cost Of Earthquake Insurance

Lecture 268 How To Buy Earthquake Policy

Lecture 269 Key Take-Aways

Section 32: Farm 0wners Policy

Lecture 270 Intro

Lecture 271 How It Works

Lecture 272 What Farm Owners Policy Cover

Lecture 273 Livestock Coverage

Lecture 274 Farmers Liability Coverage

Lecture 275 Farm Outbuilding Coverage

Lecture 276 Covered Perils

Lecture 277 What Farm Owners Policy Does Not Cover

Lecture 278 Key Take-Aways

Section 33: Homeowners Association (HOA) Policy

Lecture 279 Intro

Lecture 280 Types Of Homeowners Associations

Lecture 281 Single-Family HOA

Lecture 282 Condo HOA

Lecture 283 Homeowners Association(HOA)Policy

Lecture 284 Perils Covered

Lecture 285 Perils Not Covered

Lecture 286 Coverage Options

Lecture 287 Property Coverage

Lecture 288 Liability Coverage

Lecture 289 Directors And Officers Liability Coverage

Lecture 290 Workers Compensation Coverage

Lecture 291 Umbrella Liability Coverage

Lecture 292 Equipment Breakdown Coverage

Lecture 293 Fedility Or Crime Coverage

Lecture 294 Types Of Homeowners Associations Policy

Lecture 295 Neighborhood HOA Policy

Lecture 296 Condo HOA Master Policy

Lecture 297 Condo Insurance Policies Coverage

Lecture 298 Bare Wall Coverage

Lecture 299 Key Take-Aways

Section 34: Landlord Insurance Policy

Lecture 300 Intro

Lecture 301 Perils Covered

Lecture 302 What Landlord Insurance Policy Cover

Lecture 303 Landlord Insurance Policy Exclusions

Lecture 304 How Much Does The Landlord Insurance Policy Cost

Lecture 305 Different Between Landlord Insurance Policies And Homeowners Insurance Policies

Lecture 306 Key Take-Aways

Section 35: Watercraft Policy

Lecture 307 Intro

Lecture 308 Perils Covered

Lecture 309 Who Needs The Watercraft Policy

Lecture 310 Coverage, Underwriting And Premiums

Lecture 311 Watercraft Policies

Lecture 312 Boat Insurance

Lecture 313 Yacht Insurance

Lecture 314 What It Covers

Lecture 315 Summary

Section 36: Windstorm Policy

Lecture 316 Windstorm Policy

Lecture 317 How It Covers

Lecture 318 What It Covers

Lecture 319 Dwelling Coverage

Lecture 320 Personal Property Coverage

Lecture 321 What It Does Not Cover

Lecture 322 Perils Covered

Lecture 323 Who Needs The Windstorm Policy

Lecture 324 Factors Affecting The Cost Of A Windstorm Insurance

Lecture 325 Filling A Windstorm Insurance Claim

Lecture 326 Key Take -Aways

Section 37: Policy Provisions And Contract Law Part 1

Lecture 327 Intro

Lecture 328 Insurer

Lecture 329 Insured

Lecture 330 Duties Of The Insured

Lecture 331 Insuring Agreement

Lecture 332 Conditions

Lecture 333 Exclusions

Lecture 334 Types Of Exclusions

Lecture 335 Declaration

Lecture 336 Items Found On The Declarations Page

Lecture 337 Key Take-Aways

Section 38: Policy Provisions And Contract Law Part 2

Lecture 338 Obligations Of The An Insurance Company

Lecture 339 Violations Of The Obligations Of An Insurance Company

Lecture 340 Mortgage Rights

Lecture 341 Types Of Mortgage Rights

Lecture 342 Common Issues With Proof Of Loss

Lecture 343 Appraisal

Lecture 344 How It Works

Lecture 345 Key Take-Aways

Section 39: Policy Provisions And Contract Law Part 3

Lecture 346 Policy Provisions And Contract Law

Lecture 347 Other Insurance Provisions

Lecture 348 Subrogation

Lecture 349 Elements Of A Contract

Lecture 350 Warranties, Represantations And Concealment

Lecture 351 Sources Of Underwriting Information

Section 40: Policy Provisions And Contract Law Part 4

Lecture 352 Intro

Lecture 353 Fair Credit Act

Lecture 354 Privacy Protection

Lecture 355 Policy Application

Lecture 356 Terrorism Risk Insurance Act

Section 41: Cancellation And Nonrenewal Of Policies

Lecture 357 Intro

Lecture 358 Cancellation Of Policies

Lecture 359 Non-Renewal Of Policies

Lecture 360 Difference Between Cancellation And Non-Renewal

Lecture 361 Cancellation And Non-Renewal Key-Take Aways

Section 42: Financial Responsibility Law

Lecture 362 Definition

Lecture 363 Financial Responsibility Laws Requirements

Lecture 364 Importance Of Financial Responsibility Laws

Lecture 365 Key Regulatory Bodies And Roles Of Financial Responsibility Laws

Lecture 366 Insurance Regulatory Authority

Lecture 367 Department Of Insurance

Lecture 368 Legislative Bodies

Lecture 369 Insurance Commissioners

Lecture 370 Consumer Protection Agencies

Lecture 371 Court And Legal System

Lecture 372 Key Take-Aways

Section 43: General Insurance Definition

Lecture 373 Intro

Lecture 374 Domestic

Lecture 375 Foreign

Lecture 376 Alien

Lecture 377 Stock

Lecture 378 Mutual

Lecture 379 Authorized And Nonauthorized

Lecture 380 Certificate Of Authority

Lecture 381 Transacting Business

Section 44: Insurance Department And Commissioner

Lecture 382 Intro

Lecture 383 Broad Powers And Duties

Lecture 384 Investigations And Notice Of Hearing

Lecture 385 Penalties

Lecture 386 Key Take-Aways

Section 45: Miscellaneous Georgia Insurance

Lecture 387 Definition

Lecture 388 Examples Of Miscellaneous Georgia Insurance Laws

Lecture 389 Insurance Licensing And Regulation

Lecture 390 Standard Fire Insurance Policy Law

Lecture 391 Windstorm And Hail Insurance

Lecture 392 Replacement Cost Coverage Requirement

Lecture 393 Notice Of Cancellation Or Non-renewal

Lecture 394 Flood Insurance And Disclosure

Lecture 395 Deductible Regulations

Lecture 396 Consumer Protection Laws

Lecture 397 Ant-Fraud Measures

Lecture 398 Who Needs The Miscellaneous Georgia Insurance Laws

Lecture 399 Key Take-Aways

Section 46: Licensing Of Agents, Counselors, Subagents And Adjusters Part 1

Lecture 400 Definition Of Licensing Of Agents, Counselors, Subagents And Adjusters

Lecture 401 Importance Of Licensing Of Agents, Counselors, Subagents And Adjusters

Lecture 402 Intro To Types Of Licensing In The Insurance Industry

Lecture 403 Who Issues Licenses To Insurance Agents, Counselors, Subagents And Adjusters

Lecture 404 Roles And Responsibilities of Licensing Regulatory Authority

Section 47: Licensing Of Agents, Counselors, Subagents And Adjusters Part 2

Lecture 405 Intro

Lecture 406 Agents License

Lecture 407 Counselors License

Lecture 408 Subagents License

Lecture 409 Licensing Application Process

Lecture 410 How Licenses Are Maintained

Lecture 411 License Revocation Or Suspension

Lecture 412 Renewal Process

Lecture 413 Reciprocity Agreement

Lecture 414 Key Take-Aways

Section 48: Licensing Of Agents, Counselors, Subagents And Adjusters Part 3

Lecture 415 Intro

Lecture 416 Adjusters License

Lecture 417 Types Of Adjusters License

Lecture 418 Adjusters Licensing Requirement

Lecture 419 Temporary License

Lecture 420 Limitations For Temporary License

Lecture 421 Non-Resident License

Lecture 422 Eligibility And Application Process For Non-Resident License

Lecture 423 Reciprocity Agreement

Lecture 424 Key Take-Aways

Section 49: Regulation Of Rates Part 1

Lecture 425 Definition Of Insurance Rates

Lecture 426 How Insurance Rates Are Regulated

Lecture 427 Importance Of Insurance Regulation In Maintaining Market Stability

Lecture 428 Key Insurance Rates Regulatory Bodies And Roles

Lecture 429 State Departments Of Insurance

Lecture 430 National Association Of Insurance Commissioners

Lecture 431 Federal Insurance Office

Lecture 432 Federal Trade Commission

Lecture 433 State Attorney General

Lecture 434 Key Take-Aways

Section 50: Regulation Of Rates Part 2

Lecture 435 Definition Of Actuarial Science

Lecture 436 Roles Of Actuarial Science

Lecture 437 Principle Of Risk Assessment And Underwriting

Lecture 438 Determinants Of Insurance Premiums

Lecture 439 Actuarial Models And Techniques

Lecture 440 Loss Of Distribution Models

Lecture 441 Risk Assessment Model

Lecture 442 Survival Analysis

Lecture 443 General Linear Models

Lecture 444 Bayesian Methods

Lecture 445 Simulation Techniques

Lecture 446 Machine Learning And Predictive Analysis

Lecture 447 Key Take-Aways

Section 51: Regulation Of Rates Part 3

Lecture 448 Intro To Legal Frameworks In Insurance Regulatory Of Rates

Lecture 449 State Regulation Vs. Federal Regulation

Lecture 450 Federal Regulation

Lecture 451 Insurance Laws And Regulation

Lecture 452 Insurance Agencies And Their Powers

Lecture 453 Department Of Insurance

Lecture 454 Federal Insurance Office

Lecture 455 National Association Of Insurance Commissioners

Lecture 456 State Attorneys General

Lecture 457 Federal Trade Commission

Lecture 458 Compliance Requirements For Insurers

Lecture 459 Key Take-Aways

Section 52: Regulation Of Rates Part 4

Lecture 460 Definition Of Rates Making Process

Lecture 461 Steps Involved In Rates Making

Lecture 462 Data Collection And Analysis

Lecture 463 How Data Collection And Analysis Work

Lecture 464 Actuarial Model In Rates Making

Lecture 465 Key Take-Aways

Section 53: Regulation Of Rates Part 5

Lecture 466 Intro To Rating Factors And Fairness

Lecture 467 Insurance Rating Factors

Lecture 468 Fairness And Equity In Rate-Setting

Lecture 469 How Discrimination And Anti-Discrimination Laws

Lecture 470 Consumer Protection Considerations

Lecture 471 Key Take-Aways

Section 54: Regulation Of Rates Part 6

Lecture 472 Challenges In Insurance Rate Regulation

Lecture 473 Emerging Technologies And Their Impact On Rate Regulation

Lecture 474 Globalisation And Cross-boarder Regulatory Challenges

Lecture 475 Dealing With Catastrophic Evants And Natural Disasters

Lecture 476 Regulatory Responses To Economic

Lecture 477 Key Take-Aways

Section 55: Regulation Of Rates Part 7

Lecture 478 Ethical Considerations In Insurance Rate Regulation

Lecture 479 Balancing The Interests Of Insurers And Policyholders

Lecture 480 Transparency And Accountability In Rate-Setting

Lecture 481 How Transparent And Accountability In Rate-Setting Is Impemented

Lecture 482 Key Take-Aways

Section 56: Regulation Of Rates Part 8

Lecture 483 Future Trends In Insurance Rate Regulation

Lecture 484 Key Trends In Insurance Rate Regulation

Lecture 485 Insurtech And Its Influence On Rate Regulation

Lecture 486 Predictive Modeling And Big Data Analytics

Lecture 487 Regulatory Responses To Climate Change And Enviromental Risks

Lecture 488 Innovations In Risks Assessment And Pricing

Lecture 489 Key Take-Aways

Section 57: Residual Markets Part 1

Lecture 490 Definition Of Residual Market

Lecture 491 Common Reasons Why Risks Are Placed In Residual Markets

Lecture 492 How Residual Markets Works

Lecture 493 Types Of Residual Markets

Lecture 494 Plans Offered By Residual Markets

Lecture 495 Georgia Automobile Insurance Plan

Lecture 496 Workers Compensation Law

Lecture 497 Note

Lecture 498 Who Needs Residual Market Plans

Lecture 499 Differences Between Volunting Market And Residual Market

Lecture 500 Key-TakeAways

Section 58: Residual Market Part 2

Lecture 501 Intro

Lecture 502 Fair Plans

Lecture 503 Georgia Automobile Insurance Plan

Lecture 504 Workers Compensation

Lecture 505 No Fault System

Lecture 506 Key Take-Aways

Section 59: Unfair Trade Practices And Fraud Part 1

Lecture 507 Intro

Lecture 508 Consumer Protection Law

Lecture 509 Enforcers Of Consumer Protection Law

Lecture 510 Penalties For Violating The Consumers Protection Law

Lecture 511 Unfair Trade Practices

Lecture 512 How Unfair Trade Works

Lecture 513 Penalties For Unfair Trade Practices And Fruads

Lecture 514 How Penalties For Unfair Trade Work

Lecture 515 Key-TakeAways

Section 60: Unfair Trade Practice And Frauds Part 2

Lecture 516 Definition Of Unfair Trade And Frauds

Lecture 517 Example Of Unfair Trade And Frauds

Lecture 518 Rebating

Lecture 519 Defamation

Lecture 520 Unfair Discrimination

Lecture 521 Misrepresentation

Lecture 522 Controlled Business

Lecture 523 Twisting And Churning

Lecture 524 Key Take-Aways

Section 61: Unfair Trade Practices And Frauds Part 3

Lecture 525 Definition Of Unfair Trade And Practices

Lecture 526 Examples Of Unfair Trade Practices And Frauds Examples

Lecture 527 Advertising Law

Lecture 528 Coercion

Lecture 529 Commingling

Lecture 530 Fiduciary Responsibility

Lecture 531 Sharing Commissions

Lecture 532 Additional Fees

Lecture 533 Key Take-Aways

Section 62: Next Step

Lecture 534 Scheduling The Georgia Property Insurance State Exam

This course is designed to provide a comprehensive understanding of Property insurance to anyone who wants to become a licensed insurance agent in Georgia.