Personal Finance In The Digital Era

Master Personal Finance In The Digital Era Through Web3 & Digital Assets

What you'll learn

Use a personal financial statement (PFS) tool that helps you budget, track & manage assets like a pro

Rebalance a diversified portfolio across multiple asset classes in under 30 minutes a month

Send, receive, trade & Self-custody digital assets

Self Finance & earn yield through lending & borrowing using decentralized finance (DEFI)

Build sovereign wealth outside of the financial system, that is resilient to systematic failures like bank runs

Calculate the exact capital you need for financial freedom

Design your personal exit plan from the 9-5 using inflation-resistant, location-independent income streams

Requirements

Willingness to use a simple Google Sheet (template provided)

Willingness to learn more about personal finance and Digital assets

No prior crypto or investing experience needed

Description

Take Control of Your Financial Future in the Digital AgeThe rules of money have changed forever. While most people follow outdated personal finance strategies from the pre-digital era, a new generation is taking control using revolutionary tools that didn't exist just a decade ago. This isn't about speculating on digital assets, it's about mastering personal finance in a world where Web3 technologies are reshaping how we manage, protect, and grow our money.Why This Knowledge Is More Critical Than EverTraditional personal finance education was designed for a world of stable currencies, trustworthy institutions, peace and predictable job market before AI. But look around you today:The AI Revolution Is Eliminating Jobs at Unprecedented Speed. Artificial intelligence isn't just coming for manual labor, it's replacing lawyers, accountants, programmers, and creative professionals. While politicians promise Universal Basic Income as a solution, do you really want to depend on government handouts for survival? The smarter path is building capital and wealth streams that work for you, regardless of what happens to your job or the job market entirely.Currency Devaluation Is Accelerating Globally. Governments worldwide are printing money at rates that would have been unthinkable just decades ago. Understanding what money actually is, and how it's being systematically devalued, is no longer optional knowledge. When your purchasing power decreases every month while politicians claim inflation is "transitory," you need strategies that preserve and grow your wealth outside traditional systems.Geopolitical Instability Demands Portable, Borderless Wealth. Wars, sanctions, and political upheaval are forcing millions to relocate quickly, often with little warning. Traditional wealth, tied to specific banks, countries, or physical locations, becomes a liability when you need to move fast. Gold is heavy and risky to transport; fiat currencies can be frozen or become worthless overnight. Web3 technologies offer something unprecedented: truly international, decentralized money that travels with you instantly, crosses any border, and remains accessible regardless of which government controls your physical location.Financial Institutions Are Failing and Restricting Access. Banks are freezing accounts, governments are implementing capital controls, and entire financial systems are collapsing with increasing frequency. From Canada freezing trucker accounts to banking crises across multiple countries, the message is clear: if you don't control your own assets, someone else controls your financial future. Financial self-custody is becoming essential for basic economic freedom.The Instructor's Story: Forged in CrisisThis course was born from the devastating Lebanese banking crisis of 2019, where I experienced firsthand what happens when an entire financial system collapses overnight. Banks closed their doors, people lost access to their life savings, the currency lost 90% of its value, and millions of people who thought their money was "safe" discovered they had no control over their own assets.Trapped in this crisis, watching families unable to access funds for basic necessities, I realized that traditional personal finance education had failed to prepare anyone for this reality. That experience drove me to develop this educational framework, not as theoretical knowledge, but as practical tools that can protect you when systems fail, which they inevitably do.What You'll MasterModern budgeting and asset tracking systems designed specifically for the digital age, allowing you to manage both traditional and digital assets with complete transparency and controlSelf-custody strategies that make you the true owner of your wealth, eliminating dependence on banks, brokers, and institutions that can freeze, restrict, or confiscate your assetsHow to transform from relying on employment for survival to understanding multiple income generation methods that work independently while you sleepCurrency protection techniques through inflation-resistant, future-ready assets that preserve and grow purchasing power while fiat currencies lose valueHow to cut through crypto hype and market noise by following a clear, research-based approach that focuses on fundamentals rather than speculationPortfolio construction frameworks that bridges traditional and digital assets, creating a robust financial foundation that can weather various economic scenariosA Complete Personal Finance Education for the Digital EraThis course bridges the gap between traditional personal finance principles and cutting-edge digital opportunities. You'll learn how to budget, save, protect, and plan for the future using tools that are more powerful, more accessible, and more aligned with the direction the world is heading.Why This Approach WorksInstead of choosing between "old finance" and "new finance," this course teaches you how to use the best of both worlds. You'll keep what works from traditional personal finance while adding powerful new tools that can accelerate your progress and give you unprecedented control.The result? A complete financial education designed for the world we actually live in not the one our parents grew up in, where banks were trustworthy, governments were stable, and currencies held their value.Your financial education stops being outdated today. Start taking control with the tools that will define the next decade.The digital era of finance is here. Make sure you're prepared for it.

Overview

Section 1: Module 1

Lecture 1 Course Disclaimer

Lecture 2 Course Intro

Lecture 3 Financial Literacy Basics

Section 2: Module 2

Lecture 4 Budgeting & Asset Management

Lecture 5 Personal Balance Sheet

Lecture 6 Portfolio Rebalancing & Tracking

Section 3: Module 3

Lecture 7 Be Your Own Bank

Lecture 8 Wallets & Self Custody

Lecture 9 Avoiding common Web3 Scams

Lecture 10 Risks & Safety Tips

Section 4: Module 4

Lecture 11 Active VS Passive Income

Lecture 12 Staking, Liquid staking & Restaking

Lecture 13 Lending, Borrowing & Liquidity provision

Lecture 14 Node Operation & DEPIN

Lecture 15 Understanding Risks in Staking

Lecture 16 Understanding Risks in Liquidity

Section 5: Module 5

Lecture 17 Web3 Investment Strategy

Lecture 18 Writing your financial goals

Lecture 19 How to Calculate the needed capital to achieve financial freedom

Lecture 20 Creating your personalized portfolio

Professionals planning to leave the 9-5 job,Anyone who values financial sovereignty and wants to “be their own bank” in the digital age,Individuals planning for financial freedom, independence and sovereignty in the digital age,Anyone curious about financial literacy and personal finance in the digital age,Individuals new to Digital Assets and want a structured path without the overwhelming learning curve