Mastering The Fundamentals Of Banking

Banking made simple: All you need to know to excel at your banking studies or career

What you'll learn

What financial intermediaries are and what they do

How a typical bank balance sheets looks like and what are its main components

What is the risk-return trade-off

What is the difference between capital and liquidity

How a typical statement of profit or loss looks like and what are its main components

How to read bank financial statements using ratios

What products and services do banks offer to customers

What caused the 2007–2008 global financial crisis

What happened with Northern Rock

What are the main elements of the Basel regulatory framework

What are the most topical issues for modern banks

Requirements

No prior banking knowledge or professional experience is required

You can approach this course with fresh mind - you will learn everything as you go

In terms of technical equipment, students need PC / laptop / tablet / mobile phone to view this course

Description

Welcome to the ‘Mastering the Fundamentals of Banking’ online course!Are you a university or college student majoring in banking, finance or economics? Or are you pursing banking professionally as a banker or a consultant? Or do you simply lack foundation-level knowledge of key banking concepts and terminology despite your keen interest in the field?Regardless of your background, circumstances or professional experience, ‘Mastering the Fundamentals of Banking’ is a course designed to equip you with the vital skills and knowledge needed to confidently step into the complex world of banking. By the end of this course, you will gain a competitive edge against your peers and be better prepared to tackle the academic or professional challenges lying ahead of you.Save big! Unlock the secrets of expensive foundation years offered by many universities and professional academies in just one course and for a small price. Here is an overview of the course content:1. Banks as Financial Intermediaries2. Bank Balance Sheets3. Bank Capital and Liquidity & The Risk-Return Trade-off4. Bank Statements of Profit or Loss5. Ratio Analysis6. Traditional Banking Products & Services7. The Financial Crisis of 2007-20088. The Tale of Northern Rock9. Regulatory Framework - The Basel Accords10. Hot Topics in BankingThe course covers 10 sessions. In addition to the recordings and slides for each session, you will have access to four sets of practice questions and tasks designed to help you solidify your understanding of the topics covered. You will also get access to a ‘Terminology Explained’ guide defining the essential terms introduced throughout the course. At the end of your learning journey, you will be prompted to complete a multiple-choice quiz to check your overall knowledge.Learning objectives:By the end of this course, you will be able to:Understand the role of banks as financial intermediaries and their significance in the economy.Analyze bank balance sheets and understand how they provide a snapshot of a bank's financial position, including assets, liabilities, and equity.Differentiate between bank capital and liquidity, and understand the risk-return trade-off involved in managing a bank's balance sheet.Analyze bank statements of profit or loss to determine a bank's profitability and financial performance.Learn the purpose and application of ratio analysis in evaluating a bank's financial performance and identify key ratios used in the banking industry.Identify and describe traditional banking products and services offered by banks, and their role in serving the financial needs of customers.Summarize the events and causes of the 2007-2008 global financial crisis.Analyze the story of Northern Rock and its role in the financial crisis.Understand the regulatory framework of the Basel Accords and its impact on the banking industry.Evaluate and analyze hot topics in banking and understand how they are shaping the future of banking.

Overview

Section 1: Banks as Financial Intermediaries

Lecture 1 Financial Intermediaries. Commercial & Investment Banks

Lecture 2 The Essence of Banking

Lecture 3 Surplus vs Deficit Agents

Lecture 4 Features of Financial Intermediation

Section 2: Bank Balance Sheets

Lecture 5 Intro & Financial Statements

Lecture 6 Concepts & Capital and Liabilities

Lecture 7 Assets & Securities

Lecture 8 Bank X's Assets

Lecture 9 Bank X's Liabilities & Capital

Lecture 10 Conclusion2

Section 3: Bank Capital and Liquidity & The Risk-Return Trade-off

Lecture 11 Interplay Btw Bank Solvency and Liquidity

Lecture 12 Bank A - Liquid but Undercapitalized

Lecture 13 Regulatory Capital; Risk-Return Trade-off

Section 4: Bank Statements of Profit or Loss

Lecture 14 Bank Statements of Profit or Loss Intro

Lecture 15 Bank X's Statement of Profit or Loss (A)

Lecture 16 Bank X's Statement of Profit or Loss (B)

Section 5: Ratio Analysis

Lecture 17 Intro to Ratio Analysis

Lecture 18 Asset Quality & BS Structure Ratios

Lecture 19 Profitability Ratios

Lecture 20 Capital Ratios & Bank Stakeholders

Section 6: Traditional Banking Products & Services

Lecture 21 Intro_Banking Products & Services

Lecture 22 Banking Products (1)

Lecture 23 Banking Products (2)

Lecture 24 Banking Services

Lecture 25 Sticking to Traditional Products & Services

Section 7: The Financial Crisis of 2007-2008

Lecture 26 Intro_Financial Crisis

Lecture 27 Origins of the Crisis

Lecture 28 OTH & OTD Models

Lecture 29 The OTD Model

Lecture 30 Falling Dominoes

Section 8: Тhе Tale of Northern Rock

Lecture 31 Introduction_NR Profile & Business Model

Lecture 32 The Events of NR's Demise

Lecture 33 Lessons Learnt

Section 9: Regulatory Framework - The Basel Accords

Lecture 34 Introduction_BCBS

Lecture 35 Basel 1

Lecture 36 Basel 2

Lecture 37 Basel 3

Lecture 38 Basel 3 Elements

Lecture 39 Basel 4 & Conclusion

Section 10: Hot Topics in Banking

Lecture 40 Intro & Challenger Banks

Lecture 41 Profitability & Regulatory Compliance

Lecture 42 Op Resilience, Cyber Security and Org Culture

Lecture 43 Diversity & Inclusion

Lecture 44 Climate Change & Conclusion

Section 11: Conclusion, 'Terminology Explained' Guide and Reference List

Lecture 45 Conclusion, 'Terminology Explained' Guide and Reference List

Section 12: Final Quiz

University/ college students majoring in banking/ finance/ economics,Bankers, consultants and other professionals looking to strengthen their knowledge of banking fundamentals,People interested in engaging learning opportunities in the area of commercial banking,Banking enthusiasts with no theoretical background wanting to get a grasp of strategic topics in modern banking