Learn Commercial Underwriting And Credit Analysis

Basic Overview of Commercial Lending, Credit Analysis, Cash Flow

What you'll learn

Overview of Commercial Underwriting and Commercial Lending

Tax Return Analysis

Financial Statement Analysis

Cash Flows

Financial Ratios

Requirements

No prior Commercial Underwriting experience required

Description

Have you noticed that Commercial Lenders have not been as open or willing to take a chance on inexperienced Commercial Underwriters due to the amount of training and effort required to bring one up to speed? Or have you been wanting to learn the Commercial side of banking only to find that no one has taken the time to teach you? My name is Ernie Cho and I have been working in Commercial and / or SBA Credit Lending since 2010. Through my experience in the industry, I have gained the knowledge and ability to train those who are looking to grow their understanding and comprehension of this exciting and lucrative facet of banking. Even if you may be coming from a related industry, such as Residential Mortgage Lending, there are major differences between the two that take a ton of effort, attention, and hours of training and understanding in order to develop familiarity. This course will help you gain a better understanding of what Commercial Lenders are looking for and will also give you a firm foundation in commercial underwriting structure, financial analysis, and cash flow. I am excited to see you learn and grow in your career, especially after taking this course.

Overview

Section 1: Introduction of Lecturer and Introduction of Commercial Lending

Lecture 1 Introduction of Lecturer and Introduction of Commercial Lending

Section 2: 5 C's of Credit and Borrower / Guarantor Structures

Lecture 2 5 C's of Credit and Borrower / Guarantor Structures

Section 3: Underwriting Structure, Collateral Analysis, Cash Flow Analysis

Lecture 3 Underwriting Structure, Collateral Analysis, Cash Flow Analysis

Section 4: Underwriting Structure, Summary of Key Points, Documentation

Lecture 4 Underwriting Structure, Summary of Key Points, Documentation

Section 5: Personal Tax Return Overview

Lecture 5 Personal Tax Return Overview

Section 6: Business Tax Return Overview

Lecture 6 Business Tax Return Overview

Section 7: Financial Statement Overview

Lecture 7 Financial Statement Overview

Section 8: Business Cash Flow Overview

Lecture 8 Business Cash Flow Overview

Section 9: Personal / Global Cash Flow Overview

Lecture 9 Personal / Global Cash Flow Overview

Beginner or Intermediate Credit Analyst,Beginner or Intermediate Commercial Underwriter,Beginner or Intermediate Commercial Banker,Those looking to learn Commercial Underwriting