Financial Literacy Basics

Financial Literacy Basics: Master Budgeting, Investing, Credit, and Financial Planning

What you'll learn

How to set SMART financial goals and create a solid financial plan?

Key budgeting, saving, and investing strategies for financial success

Understanding credit, debt, and how to manage them effectively

The tax filing process and retirement planning options

How to recognize financial fraud and avoid common scams?

Requirements

A secure internet connection

A laptop, desktop, or any device that allows you to access the course videos

Description

This course on Financial Literacy Basics is designed to equip learners with essential financial knowledge to manage their personal finances effectively. Throughout the course, students will gain a strong foundation in key financial concepts that are crucial for both everyday life and long-term financial planning.The course begins with an introduction to financial literacy, helping learners understand its importance and how it impacts their overall financial well-being. It then moves into the process of setting achievable financial goals using the SMART criteria, enabling students to align their financial actions with specific, measurable, and realistic objectives.Next, the course dives into the core principles of budgeting, saving, and investing, providing practical insights into managing income, controlling expenses, and making informed investment decisions. Students will also explore financial instruments, the basics of stock exchanges, and learn how to start investing through systematic investment plans.Understanding credit and debt is another key focus, with discussions on various types of debt and how to handle borrowing responsibly. The course also covers important aspects of tax filing and available retirement plans in the United States, ensuring learners are prepared for tax season and future financial stability.In addition, students will learn about common financial frauds and scams to avoid, helping them safeguard their assets. Finally, the course offers guidance on building a career in finance, highlighting entry-level job opportunities for those interested in the field.By the end of this course, learners will have a solid understanding of financial principles and be well-prepared to make informed financial decisions for their future.

Overview

Section 1: Financial Literacy Basics

Lecture 1 1. Introduction to Financial Literacy

Lecture 2 2_Setting Financial Goals

Lecture 3 3. Budgeting, Saving and Investing

Lecture 4 4. Financial Instruments

Lecture 5 5. Understanding Credit

Lecture 6 6. Tax Filing and Awareness

Lecture 7 7. Avoid Common Pitfalls

Lecture 8 Education and Career Horizons

Lecture 9 Conclusion

Lecture 10 Key Takeaways

Lecture 11 Glossary

Lecture 12 FAQs

Individuals new to personal finance who want to understand basic financial concepts and improve their financial literacy.,Students looking to gain a strong foundation in financial management for their future.,Young professionals who want to set financial goals and make informed decisions about budgeting, saving, and investing.,People interested in investing who want to understand financial instruments and stock exchanges.,Individuals seeking to improve their credit management and better understand types of debt.,Those preparing for tax season and interested in learning about tax filing and retirement planning.,Anyone concerned about financial fraud and looking to learn how to protect themselves from scams.