Complete Personal Finance Course: Earn, Save And Invest

Guide to Budgeting, Investing, Saving, and Achieving Financial Freedom. Learn simple experience based practices.

What you'll learn

Calculate and set 5 most important financial goals in your life.

Budgeting: How to create and stick to a budget that aligns with your financial goals

Saving and Investing: Different types of savings and investment options, how to choose the best ones for your goals and risk tolerance

All core concepts related to personal finance: inflation, cost of money, active & passive assets, hedonistic adaptation…

Easy personal finance tools that anybody can make using Google Sheets & Microsoft Excel

Evaluate whatever is it better to rent or to buy a house. Hints how to buy a house cheaper.

Evaluate whatever your car or house are too expensive for you.

Retirement: how to create your retirement nest-egg, how to avoid outlivng your money?

Early retirement extreme practices: how to retire as early as being 35?

Debt, insurance and taxes: basic understanding and best practices

Pitfalls & hacks: biggest personal financial mistakes, useful mind tricks, getting into millionaire psychological mindset

Learn how to adjust your spending in order to get more happiness out of your money.

Requirements

There are no specific experience requirements to take a personal finance course.

Description

Are you ready to take control of your financial future? Welcome to "Complete Personal Finance Course: Earn, Save and Invest" - your ultimate guide to achieving financial freedom.Whether you're drowning in debt, struggling to save, or simply seeking to maximize your income, this comprehensive course is designed to equip you with the necessary tools and knowledge to make informed, effective financial decisions. No prior experience or understanding of finance is necessary - we'll start from the basics and work our way up.In this course, we'll cover:Budgeting and Expense Management: Learn how to set up a realistic budget, track your spending, and reduce unnecessary expenses.Debt Management: Understand different types of debts and explore effective strategies to reduce and eliminate them.Saving and Investing: Discover the power of compound interest and learn how to start investing in stocks, bonds, and mutual funds.Retirement Planning: Start planning for the future today by understanding retirement accounts like 401k, IRA, and Roth IRA.Insurance and Risk Management: Protect your assets and learn how insurance can help manage financial risks.Tax Planning: Understand how taxes work and learn strategies for tax-efficient investing.By the end of this course, you will have a solid understanding of personal finance principles, enabling you to make smart financial decisions that align with your life goals. You'll gain confidence in managing your money and will have the foundation to build wealth over time.Whether you're a recent graduate, working professional, or nearing retirement, the strategies and insights provided in this course are valuable at any stage of your financial journey.Invest in yourself today and enroll in "Complete Personal Finance Course: Earn, Save and Invest". Your future self will thank you!

Overview

Section 1: Introduction

Lecture 1 Technical information

Lecture 2 Why we need personal finance?

Lecture 3 Course syllabus

Lecture 4 Recommended and referenced books

Section 2: Core concepts

Lecture 5 Asset or liability

Lecture 6 Rat race, hamster wheel

Lecture 7 Cost of money

Lecture 8 Inflation

Lecture 9 Power of compounding interest

Lecture 10 Must-haves vs nice-to-haves

Lecture 11 Hedonistic adaptation

Lecture 12 Homework

Section 3: Budgeting

Lecture 13 Why to budget, how to start?

Lecture 14 Major parts of expense tracking

Lecture 15 Expenses tracking example in Google sheets

Lecture 16 Benchmarking your expenses

Lecture 17 Budget split recomendations

Lecture 18 Budgeting example in Google sheets

Lecture 19 Ideas for improvement

Lecture 20 How much my car should cost?

Lecture 21 How much my house should cost?

Lecture 22 How much to save, how much to spend?

Lecture 23 Strategies for sticking to a budget

Lecture 24 Setting financial targets

Lecture 25 Example of financial targets with Ms Excell

Lecture 26 Homework

Section 4: Personal finance mistakes & pitfalls

Lecture 27 Most popular mistakes & pitfalls. Part 1

Lecture 28 Most popular mistakes & pitfalls. Part 2

Lecture 29 Homework

Section 5: Debt management

Lecture 30 Debt types, what is toxic debt?

Lecture 31 How to get rid of debt?

Lecture 32 Homework

Section 6: Insurance

Lecture 33 General knowledge about insurance

Lecture 34 Insure or not?

Lecture 35 Homework

Section 7: Investing

Lecture 36 Intro & Most popular investing vehicles

Lecture 37 Total returns of 3 major asset types

Lecture 38 Investing vs speculation

Lecture 39 Investing and risk. Part 1

Lecture 40 Investing and risk. Part 2

Lecture 41 Myths, truths & paradoxes

Lecture 42 Compounding & diversification

Lecture 43 Fees matter

Lecture 44 Final recommendations

Lecture 45 Homework

Section 8: Real estate (house, apartment, …)

Lecture 46 Renting: a rational choice

Lecture 47 Total real estate returns

Lecture 48 Total mortgage cost

Lecture 49 Comparing renting and buying. When buying is rational?

Lecture 50 Location, location, location?

Lecture 51 How much my house should cost?

Lecture 52 Additionally: Inflation, Paradoxe, Secondary home, House flipping

Lecture 53 Homework

Section 9: Retirement

Lecture 54 Size of your nest-egg, when to retire?

Lecture 55 Important: no debt, inflation, sequence of returns

Lecture 56 Sequence of returns example in Ms Excell

Lecture 57 Important: start saving early, taxes

Lecture 58 Mistakes about retirement, Die with zero

Lecture 59 Homework

Section 10: Early retirement extreeme

Lecture 60 Intro to ERE (Early Retirement Extreme)

Lecture 61 ERE calculations about retirement and one million

Lecture 62 ERE how to strategy: Part 1 - house, transportation

Lecture 63 ERE how to strategy: Part 2 - food, clothes, hobbies

Lecture 64 Homework

Section 11: How to earn more?

Lecture 65 How to loose a fortune, how to earn a fortune?

Lecture 66 How to increase your income? Real ticket out of jail

Lecture 67 Cashflow quadrant

Lecture 68 Homework

Section 12: Useful mind tricks & hacks

Lecture 69 Psychology + 15 Tips & tricks: Part 1

Lecture 70 15 Tips & tricks: Part 2

Lecture 71 Homework

Section 13: Taxes

Lecture 72 What you need to know about taxes

Lecture 73 Homework

Section 14: Money and happiness

Lecture 74 Money and happyness

Lecture 75 Homework

Anyone who wants to improve their financial literacy and learn how to manage their personal finances effectively, regardless of age or financial situation.