How To Prepare Cma Report For Bank Loan

Must course for every one dealing with Bank Loans either as Banker / Customer / Consultant

What you'll learn

Understand CMA

How to input past financials in CMA

How to estimate / project future figures

How to interpret various results generated by CMA Report

Requirements

Basic knowledge of Financial Statements

Description

Are you a Bank Executive posted in Credit Department and whether CMA Report - its numbers, ratios, results, analysis all going above your head?Are you a Consultant preparing CMA Report for your customer but puzzled on various intricate matters?Are you a Finance Manager and  pressurized by CEO / Bankers to submit CMA Report on time for Loan renewal / sanction but could not comprehend many of the items in the report?Are you just a beginner interested in learning what CMA Report is all about?Then this course is for you.Welcome to How to prepare CMA Data for Bank Loan Course.CMA Report is the report used by the bankers to understand the past performance and future plans of the borrower. This report has to be submitted by the borrower. It will present comprehensive picture of the borrower covering presentation of Operating Statement and Balance Sheet in a manner suitable to Bankers for effective analysis and it will also generate series of reports coveringa) Financial Indicatorsb) Working Capital Assessmentc) Working Capital Levelsc) Fund Flow AnalysisIn this course, you will be exposed toa) What is Credit Monitoring Arrangement (CMA)b) How to input data in CMA from Past Audited Financialsc) How to estimate / project financial data to input in CMAd) How to interpret various results generated by CMA Reportand more.This course is prepared purely out of my experience - so no back to back PPT Slides /  Scripts for lectures. All the lectures are absolutely practical and contents straight from heart. I am sure you will love it.You can also download CMA from the course material  and practice alongside the lectures.All the lectures are recorded using screencast model and you will be easily able to catch up with the lectures.  For effective listening, use headset.See you inside the course.

Overview

Section 1: Operating Statement

Lecture 1 Promo

Lecture 2 Introduction to CMA & Sales

Lecture 3 Raw Material Consumption Cost in CMA (Part 1)

Lecture 4 Raw Material Consumption Cost in CMA (Part 2)

Lecture 5 Spares Consumption Cost in CMA (Part 2)

Lecture 6 Power & Fuel Cost in CMA (Part 2)

Lecture 7 Labour Cost in CMA

Lecture 8 Other Manufacturing Expenses in CMA

Lecture 9 Depreciation in CMA

Lecture 10 Depreciation as per Companies Act and Income Tax Act

Lecture 11 Stock in Process - Past and Estimates in CMA

Lecture 12 Finished Goods - Past and Estimates in CMA

Lecture 13 Selling, General & Admin Expenses & Operating Profit - CMA

Lecture 14 Interest on Loan and CC in CMA

Lecture 15 Non Operating Income & Expenses treatment in CMA

Lecture 16 Treatment of Current Tax and Deferred Tax in CMA Operating Statement

Lecture 17 Profit after Tax and Retained Profit

Lecture 18 Overview of Operating Statement

Section 2: Liabilities Statement - Current Liabilities

Lecture 19 Liabilities Statement - Form III

Lecture 20 Short Term Borrowings from Banks

Lecture 21 Short Term Borrowings from Others

Lecture 22 Sundry Creditors

Lecture 23 Advance Payment from Customers

Lecture 24 Provision for Taxes & Dividend Payable

Lecture 25 Other Statutory Liabilities

Lecture 26 Term Loan Repayable within 1 Year

Lecture 27 Other Current Liabilities

Section 3: Liabilties Statement - Term Liabilities

Lecture 28 Debentures

Lecture 29 Preference Share Capital

Lecture 30 Term Loans (repayable after one year)

Lecture 31 Other Term Liabilities / Unsecured Loans

Section 4: Liabilities Statement - Networth

Lecture 32 Share Capital

Lecture 33 Securities Premium

Lecture 34 Reserves

Lecture 35 Revaluation Reserve

Lecture 36 Surplus in P&L A/c

Section 5: Asset Statement - Current Assets

Lecture 37 Asset Statement - Form III - Overview

Lecture 38 Cash and Bank Balance and Fixed Deposits

Lecture 39 Receivables

Lecture 40 Inventory - Raw Material

Lecture 41 Inventory - Work in Progress

Lecture 42 Finished Goods

Lecture 43 Spares

Lecture 44 Advance payment to suppliers of raw materials and spares

Lecture 45 Advance Payment of Taxes

Lecture 46 Other Current Assets

Section 6: Asset Statement - Non Current Assets

Lecture 47 Fixed Assets & Accumulated Depreciation

Lecture 48 Investment in Subsidiaries / Associates / Others

Section 7: Valid Statement

Lecture 49 Valid Statement - Overview

Lecture 50 Valid Statement - Analysis - Real Case

Section 8: Estimation & Projection

Lecture 51 How to estimate Sales?

Lecture 52 How to project Sales for longer period?

Lecture 53 How to Estimate / Project Raw Material Consumption Cost?

Lecture 54 Estimation / Projection of other Items

Section 9: Mega Case Study to learn Estimation & Projections

Lecture 55 Case Study - Scenario Introduction - Part 1

Lecture 56 Case Study - Scenario Introduction - Part 2

Lecture 57 Case Study - Scenario Introduction - Part 3

Lecture 58 Case Study - Scenario Introduction - Part 4

Lecture 59 Land & Building Cost Est.

Lecture 60 Other items in Cost of Project (Except WC Margin)

Lecture 61 Why we cant arrive WC Margin Now?

Lecture 62 Estimation / Projection of Sales Value

Lecture 63 Raw Material, Spare & Power Cost - Est. / Proj

Lecture 64 Direct & Indirect Labour Cost - Est. / Proj.

Lecture 65 Repair & Maintenance - Est. / Proj.

Lecture 66 Selling Dist. & Admin Expenses - Est. / Proj.

Lecture 67 Depreciation - Est. Proj.

Lecture 68 Interest on Term Loan & Repayment Calculation

Lecture 69 Interest on Working Capital & Assessment

Lecture 70 Income Tax Computation

Lecture 71 Cost of Project, Equity, WC Margin & Dividend Finalisation

Lecture 72 Liabilities & Equity Statement

Lecture 73 Assets Statement

Lecture 74 Valid Statement & Case Study Excel

Section 10: Last Section

Lecture 75 Bonus Lecture

Credit Analysts,Bankers,Project Finance Consultants,DSA,Investment Bankers,Chartered Accountants,Loan Syndication Agents,Finance Managers,Accountants