Hassle-Free Health Coverage: How to Buy the Right Medical Insurance Cheaply and Effectively

Clear and simple, an invaluable primer on health insurance. The Silver Lake editors aim to educate consumers on all types of insurance, and health insurance is surely among the most baffling.





Furthermore, as the authors point out, a result of changing employer/employee relations has been a change in how people getor don't gethealth insurance.
Readers must be prepared to understand options and make informed choiceswith the help provided here, this is not an impossible task.
The authors begin with basic mechanics and key definitions, then go on to cover the various categories of insurance, from traditional indemnity (or fee-for-service), through major medical, managed care (``known for its atrocities''), Medicaid/Medicare, workers' compensation, and special coverage (for example, in case of cancer). They then explain in detail how to choose insurance for individual situations. As they realistically point out, when it comes to insurance, ``problems don't surface until you make a claim which is denied or underpaid' and for that inevitable occurrence, here is help sorting it all out. Most importantly, the authors advise, be ready to review health insurance coverage annually: no matter how onerous the task, it's the only way to maintain adequate coverage in a fast-changing field. A timely lesson, then, on an important subject.

CONTENTS
Chapter 1 The Basic Mechanics of Health Insurance
Chapter 2 Key Health Insurance Terms and Definitions
Chapter 3 How Traditional Indemnity Insurance Works
Chapter 4 The Major Medical Approach to Health Care
Chapter 5 How Managed Care Works
Chapter 6 Why Most People Are Covered by Group Plans
Chapter 7 How Medicare and Medicaid Work
Chapter 8 The Ins and Outs of Workers’ Compensation
Chapter 9 Cancer, COBRA and Other Special Coverage
Chapter 10 Choosing the Right Plan
Chapter 11 What to Do if You Have Trouble Making a Claim
Chapter 12 Tips for Smart Shoppers
Chapter 13 Politics and the Future of Health Coverage