Credit Rating By Rating Agencies (Part 1)

Must course for every Banker / Credit Analyst / Financial Analysis to understanding Credit Rating Process

What you'll learn
Basics of Credit Rating
Credit Risk Management
Requirements
Basic knowledge of Banking Credit
Description
Welcome to your course Credit Rating by Rating Agencies (Part 1)Credit Rating is a quantified assessment of credit worthiness of borrower and it is assessed by Independent agencies called as Credit Rating Agencies. It is a detailed and systematic process involving various quantitative and qualitative analysis of rated entities. This rating will be carried out by Team comprising Credit Analysts and it will be put up to Rating Committee for approval.Credit Rating helps rated entity to raise funds from the market / lenders and it also helps the investors / lenders to take a decision whether to invest / lend to that rated entity or not.By taking up this course, you will get to learnWhat is Credit Rating?Important Factors related to Credit RatingObjectives of Credit RatingTypes of Credit RatingUses of Credit RatingCredit Rating ProcessFactors affecting Credit RatingStrengths & Weakness of Credit RatingImportance of Credit RatingRisks associated with Credit RatingCredit Rating Agencies in India and AbroadDifferent types of RatingsInternal & External Credit RatingCredit Information CompanyDifference between Credit Rating Agency & Credit Information CompanyWhat is Credit Risk?Probability of Default (PD)Exposure at Default (EAD)Loss Given Default & Recovery RateExpected & Unexpected LossRegulatory & Economic CapitalThis course is structured in self paced learning style. Use you headsets for effective listening and keep taking notes while listening to the lectures. See you inside the course!

Overview

Section 1: Introduction

Lecture 1 What is Credit Rating?

Lecture 2 Important Factors related to Credit Rating

Lecture 3 Objectives of Credit Rating

Lecture 4 Types of Credit Rating

Lecture 5 Uses of Credit Rating

Lecture 6 Credit Rating Process

Lecture 7 Factors affecting Credit Rating

Lecture 8 Strenghs & Weakness of Credit Rating

Lecture 9 Importance of Credit Rating

Lecture 10 Risks associated with Credit Rating

Lecture 11 Credit Rating Agencies in India and Abroad

Lecture 12 Different types of Ratings

Lecture 13 Internal & External Credit Rating

Lecture 14 Credit Information Company

Lecture 15 Difference between Credit Rating Agency & Credit Information Company

Section 2: Credit Risk Management

Lecture 16 What is Credit Risk?

Lecture 17 Probability of Default (PD)

Lecture 18 Exposure at Default (EAD)

Lecture 19 Loss Given Default & Recovery Rate

Lecture 20 Expected & Unexpected Loss

Lecture 21 Regulatory & Economic Capital

Lecture 22 What is Credit Risk Management?

Lecture 23 Challenges for Successful Credit Risk Management

Lecture 24 Approaches to Credit Risk Management

Lecture 25 Principles of Credit Risk Management

Lecture 26 Establish Appropriate Credit Risk Environment

Lecture 27 Operating under Sound Credit Granting Process

Lecture 28 Maintain appropriate Credit Administration, Measurement & Monitoring Process

Lecture 29 Adequate Controls over Credit Risk

Lecture 30 Role of Supervisors

Section 3: Credit Analysis

Lecture 31 What is Credit Analysis?

Lecture 32 5C - Character

Lecture 33 5C - Capacity

Section 4: Last Section

Lecture 34 Bonus Lecture

Banking Executives,Credit Analysts,Finance Analysts,Credit Officers,Credit Managers