Commercial Loan Underwriting: A Complete Guide to Evaluating Risk, Structuring Credit, and Making Profitable Lending Decisions by Dray Donsin
English | July 23, 2025 | ISBN: N/A | ASIN: B0FJSPC29B | 278 pages | EPUB | 0.51 Mb
English | July 23, 2025 | ISBN: N/A | ASIN: B0FJSPC29B | 278 pages | EPUB | 0.51 Mb
Unlock the secrets of profitable lending and institutional risk protection.
Commercial Loan Underwriting: A Complete Guide to Evaluating Risk, Structuring Credit, and Making Profitable Lending Decisions is the ultimate resource for today’s credit professionals. Whether you're a junior credit analyst or a seasoned underwriter, this book will equip you with the tools, strategies, and frameworks to make smarter credit decisions.
Inside, you’ll find:
- A complete overview of the underwriting lifecycle—from borrower analysis to post-approval monitoring
- Techniques for analyzing financial statements, assessing risk, and identifying borrower red flags
- Guidance on structuring deals, pricing loans, and mitigating risk through covenants and collateral
- Regulatory insights on Basel Accords, CECL, AML, KYC, and compliance audits
- Real-world tools: credit memo templates, due diligence checklists, stress-testing models, and more
Perfect for:
- Credit analysts
- Commercial loan officers
- Credit risk managers
- Bank underwriters
- Financial institutions and credit training programs