How to Invest in Nigerian Treasury Bills: A Beginner Guide to FGN Fixed Income Investments

Investing in Nigerian Treasury Bills Simplified
Investing in Nigerian Treasury Bills is open to both Nigerian and international investors, including individual and institutional investors. They can make purchases through the primary or secondary market or opt for mutual or money market funds.
All you need is financial education and current awareness of the financial markets to determine what aligns with your financial goals or plans.
With technology, you can open and maintain bank and brokerage accounts from within and outside Nigeria. You can fund them through apps that enable currency conversion to Naira, facilitating the execution of orders. Additionally, there is the option of investing in a fund that trades in the Nigerian money and equity markets.
Forget the notion that you need vast sums of money or financial expertise to step into the world of treasury bills. These virtually risk-free financial instruments provide an ideal starting point for making your money work for you on the path to financial independence.
This guide walks you through:

• The step-by-step process of investing in treasury bills.
• Answers to the most frequently asked questions from readers and seminar attendees.
• The pivotal role of treasury bills in asset allocation and crafting a robust financial security plan.

Other factors come into play, such as inflation (for domestic investors) and exchange rate risks (for diaspora and foreign investors). The market is dynamic, and the short tenor of Nigerian Treasury Bills (max 364 days) helps minimize your risk. You also have the option of an early exit by selling on the secondary market.
Investing in treasury bills is a promising start to creating an additional income stream from your existing income and achieving financial independence.