Credit Score Mastery: Unlock the Secrets to Rapidly Raising Your Score to 800 and Beyond

How to build your credit score to upwards of 650… 700… even 800+ with these simple financial habits.
Do you know why applying for a credit card can hurt your score? Or how carrying a balance affects your credit in more ways than one?
According to a recent survey from Capital One, these are some of the top “credit myths” that cause people to lower their credit score without even realizing it or understanding why.
It’s not their fault, though. The truth is many institutions make managing your credit more complicated than it needs to be.
In fact, the difference between people with high credit scores and those with lower scores has less to do with their knowledge or how much money they make… and more to do with a particular set of habits they practice on a regular basis.
These are habits that don’t just raise and maintain strong credit scores but also lead to powerful financial security and peace of mind.
This book covers these basic “Habits of Credit Mastery” that the credit elite use to create financial independence for themselves. It breaks down the core components of what makes up your credit score, and shows you how to develop a credit-building routine, one step at a time.
Here are just a few of the “insider secrets” you’ll discover inside this book:

• 7 of the basic financial habits that people with “exceptional” credit use to achieve and maintain scores of over 800+. (This surprisingly has very little to do with how much you make and revolves around what you do with your money)
• How having more than one credit card can help you build your credit - and how to know when to stop applying for new accounts
• The 4 key mistakes to watch out for when checking your credit report. (These mistakes may seem small, but if they go unnoticed long enough, they could potentially have severe consequences on your financial life)
• 9 of the worst financial moves that send people’s credit plummeting, plus what you can do to prevent your credit from taking a hit.
• How to adopt the beliefs of the “credit elite,” and how this differs from the average adult. (This ultimately comes down to the same fundamental principles of money management. There aren’t any hacks necessarily, just certain ways of understanding how money works)
• The 5 most critical factors that determine your credit score, and techniques you can use to improve each aspect of your score (The top factor alone accounts for over a third of how credit agencies calculate your rating)
• How to check your credit report for free. (And why you should make a habit of regularly comparing credit reports from different agencies)
• 9 step-by-step exercises to help you apply the key Habits of Credit Mastery to your own life. (These are designed to be easy and straightforward enough for anyone to use, without any financial jargon or complex calculations. As long as you follow the steps, this can help keep you on track to building back your credit)

And much more!
Now you can finally take control of your finances, without the overwhelm of figuring things out yourself. By adopting these Habits of Credit Mastery, you’ll naturally develop the skills and financial understanding that can allow you to kiss your money worries goodbye.
These habits are simple enough that anyone can use them to improve their credit score while setting themselves up for long-term wealth at the same time. So even if you feel behind or uncertain about your future, this book provides a step-by-step roadmap that can help you fast-track your way to financial stability and freedom.