Lifepower 22: Credit, Debt, Saving, Investing & Home Buying

Learn how to build & manage credit, handle debt, use credit cards, save & invest, & buy real estate from Eazl!

What you'll learn
Build, manage, and use personal credit and credit lines
Better manage monthly income and expenses
Use investing strategies to build wealth
Successfully navigate the world of mortgages and real estate purchases
Requirements
You should have basic knowledge about using spreadsheets but you don't need a specific spreadsheet software
Description
Get the personal finance tools that enable you to use the complicated credit, debt, cash flow management, saving, investing, and real estate systems to your advantage.
Learn to Manage Your MoneyBuilding and managing your credit scoreUsing credit cardsTaking out and managing personal loansPersonal budgetingSaving and investingBuying real estateLearn to Master the Financial Tools that Many of Us Were Never TaughtYour ability to use modern financial tools and systems is a crucial ingredient for a successful and happy life. Credit scores, credit cards, student loans, mortgages, tax-deferred investment accounts, and financial instruments like index funds, mutual funds, ETFs, stocks, and bonds are fundamental to existence in our modern world. The topics in this course are relevant to people in all developed economies.Ignorance is an expensive choice and there are plenty of organizations who would be happy to keep taking advantage of people who can’t navigate these systems. In this financial empowerment series you won’t get bombarded with boring math formulas. You’ll have fun. Let’s take on the system together.Four Core Skills as the Heartbeat of Your Financial FuturePerfect for smart people who are starting to work, save, and build wealth, through this financial empowerment course you’ll learn how to use credit and debts, how to manage your cash flow, how to save and start investing, how to buy real estate in your name, and more.Starting with a section on building, managing, and using your personal credit and managing debts, you’ll learn how to use master some of the financial systems that we interact with on a daily basis. By understanding the different levers in credit, interest rates, and debt many people will be able to instantly apply their learnings to save thousands of dollars or more… quickly.After mastering credits and debts, the series will take you into the Eazl Cash Flow Dojo where you’ll learn more about income and expense management. You’ll have an opportunity to put your learning into practice immediately by developing a snapshot of your personal cash flow.Once you’ve mastered the use of credit, loans, and cash flow you’ll work on developing an investor’s mindset. You’ll learn how to use tools like ETFs, index funds, and tax-deferred accounts as tools for growing your wealth. The series will address core investing principles like the risk/reward relationship, asset diversification, and speculation vs. investing.You’ll learn how to acquire real estate and use mortgage loans in the final section of the series. Complete with Eazl’s proprietary Home Buying Cheat Sheet, you’ll learn how to build your real estate acquisition team, how to negotiate with sellers of properties, how to get a good deal on a mortgage, and how to lower the transaction costs associated with real estate acquisition.Those who complete the course will receive a verifiable certificate and everyone who participates will have access to a suite of support resources from the team at Eazl.––––-Content Upgrade Journal• Version 1.1 (November 2021): In this update, we've added additional content on how credit scores are calculated, which jobs and career paths show the best promise for the near future, what experts like Warren Buffett, Ray Dalio, and Dave Ramsey say about getting started as an investor, and also some additional content related to buying your first home. Enjoy the updates!• Version 1.2 (January 2022): In this upgrade, we've added professionally-developed English-language subtitles. This will be a great addition for our ESL learners!

Overview

Section 1: Financial Empowerment: Let’s Learn to Work the System

Lecture 1 LifePower: Credit, Debt, Saving, Investing, & Buying a Home [Course Trailer]

Lecture 2 Meet Your Instructor and Get into the Driver’s Seat

Section 2: How to Build Credit and Use the Credit System

Lecture 3 Don’t Let the System Use You

Lecture 4 Interest and the Powerful Two

Lecture 5 The 10/20/50 Rule of Interest Rates

Lecture 6 A Brief Introduction to Personal Credit

Lecture 7 Are We in the Matrix? Let’s Talk about Credit Scores

Lecture 8 SideBYSide: Let’s Look at the Teacher’s Credit Score (and Yours)

Lecture 9 Using Credit Cards Like a Boss

Lecture 10 How to Use Balance Transfers to Stash Debt

Lecture 11 Courage and Cash Flow

Section 3: The Cash Flow Dojo and the Battle for Your Future Self

Lecture 12 Welcome to the Cashflow Dojo

Lecture 13 The Work to Wealth System

Lecture 14 SideBYSide: Let’s Visualize Your Income

Lecture 15 SideBYSide: Let’s Import and Visualize Your Expenses

Lecture 16 4 Ways to Improve Your Cash Flow

Lecture 17 Saving and the Battle for Your Future Self

Lecture 18 The Three Savings Sisters

Lecture 19 The Joneses, the Big Battle, and Good Retail Therapy

Section 4: Sow and Harvest: Getting Started as an Investor

Lecture 20 Three Mindset Shifts and Overcoming the Monkey Brain

Lecture 21 Don’t Avoid Risks. Manage Them.

Lecture 22 Thinking Rich: Making Your Money Work for You

Lecture 23 [From the Experts] Dave Ramsey, Warrant Buffett, Ray Dalio & Others on Investing

Lecture 24 Hands-on Investing: Let’s Explore Your Options

Lecture 25 Video Quiz: Three Questions to Challenge Your Investor’s Mindset

Section 5: How to Buy Your First Home and Use Mortgages

Lecture 26 Welcome to My Home (Let’s Get You to Yours)

Lecture 27 Mortgages: How Most People Fund Home Purchases

Lecture 28 The 5 Kinds of Properties (and How Real Estate Makes You Wealthy)

Lecture 29 How to Build a Good Home Buying Team

Lecture 30 Tips for Negotiating with the Seller of a Property

Lecture 31 Congratulations! Your Certificate is Ready for You

Section 6: Discount Codes + Information about VIP Support

Lecture 32 Access to Discount Codes and Eazl's VIP Support Team

This course is for people who have questions about how to use credit, debts, mortgages, personal budgets, and investment accounts