Credit Research Analysis And Credit Ratings For Beginners

Credit Research | Credit Ratings | Credit Models | Credit worthiness of a company | and many more

What you'll learn

This course on Credit Research involves assessment of credit worthiness of a company.

This course will equip the participants in forecasting future financial position of the company using spreadsheet, determining the outstanding debt position

This course will teach risk factor involved and finally giving a rating to the firm based on various financial and non-financial indicators.

Fundamental analysis involving sector overview and historical analysis

Understanding of all the important terms and concepts of Credit Research

Requirements

Basic Finance knowledge will be helpful

Description

Understand Credit analysis process for various sectors like real estate, manufacturing, Construction etc. also learn the Credit report writing techniques. Get access to Credit analysis model. This course on Credit Research Analysis involves assessment of credit worthiness of a company. This course will equip the participants in forecasting future financial position of the company using spreadsheet, determining the outstanding debt position, the degree of risk factor involved and finally giving a rating to the firm based on various financial and non-financial indicators.The extensive tutorials would equip the participants with the following:Fundamental analysis involving sector overview and historical analysisUnderstanding of all the important terms and concepts of Credit ResearchAt the end of this course the participants would be proficient in credit research analysis, provide a credit rating to a company using different ratios. When an individual or any firm needs money, it approaches the lender whose job is to examine whether lending money to that borrower will be safe, i.e., whether the borrower will be able to repay the money or go bankrupt. So, the professional performing this analysis activity is called a credit research analyst. In technical terms, a credit research analyst is a finance professional proficient in evaluating an individual’s or business’s creditworthiness. Based on the borrower’s financial history and current situation, a credit research analyst determines the likelihood that a borrower will be able to meet the financial obligations and repay the loan.Credit analyst performs fundamental credit analysis in a corporate bond, fixed income, and many others. This involves analysis of financial statements and industry overviews. An analyst also provides critical support to portfolio managers. He has to search and collect material, create financial models, and also perform relative value analysis.They have to handle relationships with traders, investors, salespeople, etc.Overall, they undertake the risk assessment analysis of lending proposals.The role of credit research analyst/credit research analyst evolved around risk management, where he has to understand the risks and find out the ways to overcome these risks.Credit research analyst/credit research analyst jobs are also expected to remain informed about legal activities.

Overview

Section 1: Credit Research - Introduction

Lecture 1 Introduction to Credit Research

Lecture 2 Introduction to Credit Research Process

Lecture 3 Credit Research Process Steps

Section 2: Credit Research Methodology

Lecture 4 Credit Research Methodology

Section 3: Credit Rating Agencies

Lecture 5 Credit Rating Agencies

Lecture 6 Functions of Credit Rating Agencies

Lecture 7 Types of Credit Ratings

Lecture 8 Advantages of Credit Rating

Lecture 9 Disadvantages of Credit Rating

Lecture 10 Regulations for Credit Rating Agencies

Section 4: Credit Models

Lecture 11 Kmv Model

Lecture 12 Approaches Under Kmv Model

Lecture 13 Altman Z-Score Model

Lecture 14 Calculation Of Altman Z-Score Model

Section 5: Credit Rating Evaluation By Banks

Lecture 15 Evaluation Criteria Of Banks

Lecture 16 Steps Taken By Banks To Assess Companies

Lecture 17 Role In Modern Financial System - Introduction

Lecture 18 Role In Modern Financial System - Factors

Financial Risk Managers,Credit Managers/Credit Analyst,Credit Portfolio Managers,Asset Managers,Investment professionals,Students who want to pursue their career in any of the above fields