How To Read Cibil Report

Must course if you are a Banker or a Borrower

What you'll learn
All about CIBIL
How to read CIBIL Report
Key Terms used in CIBIL Report
Requirements
No pre-requirements
Description
Are you a Banking Executive? Do you want to develop your ability and skill to read CIBIL Credit Report and taken better Credit Decision for your Bank?Are you an individual borrower not understanding why Bankers are denying loan facilities to you citing CIBIL Report as a reason?Then, this course is for you - "How to Read CIBIL Report"CIBIL is India’s first Credit Information Company which collects and maintains records of individuals’ and commercial entities’ payments pertaining to loans and credit cards. These records are submitted to CIBIL by banks and other lenders on a monthly basis; using this information CIBIL Score and Report for individuals is developed, which enables lenders to evaluate and approve loan applications.Many of the borrowers are finding it difficult to understand CIBIL Report and the same applies for new joinees in Banking Credit Departments.This course will take you through step by stepa) All about CIBILb) How to Read CIBIL Report covering 6 items namelyCIBIL Transunion ScorePersonal InformationContact InformationEmployment InformationAccount InformationEnquiry Informationc) Key terms related to report were also explained through a separate section.This is a self paced learning course. Please use your headset for effective listening.See you inside the course!

Overview

Section 1: All about CIBIL

Lecture 1 What is CIBIL?

Lecture 2 What is CIBIL Score?

Lecture 3 Factors affecting CIBIL Score

Lecture 4 Reasons for Poor Credit Score

Lecture 5 How to improve Credit Score?

Lecture 6 Mistakes in Credit Scoring

Lecture 7 How to correct your Credit Score?

Section 2: How to Read CIBIL Report

Lecture 8 CIBIL Transunion Score - Concept

Lecture 9 CIBIL Score - explained through CIBIL Report

Lecture 10 Personal, Contact & Employment Information

Lecture 11 Account Information - Points to look

Lecture 12 Account Information - Points to look - Part 2

Lecture 13 Enquiry Information - to know Credit Hungry

Section 3: Key Terms in CIBIL Report

Lecture 14 Asset Classification reported under Days Past Due (DPD)

Lecture 15 Other Key Terms in CIBIL Report

Lecture 16 Other Key Terms in CIBIL Report - Part 2

Lecture 17 Other Key Terms in CIBIL Report - Part 3

Section 4: Last Section

Lecture 18 Bonus Lecture

Banking Executives,Loan Applicants,Borrowers,Credit Officers,Chartered Accountants,Finance Consultants