AML/CTF In Banking - Essentials

From high-risk customers to hidden transactions—learn how banks and fintech manage AML and CTF.

What you'll learn
- Understand how money laundering and terrorism financing operate in modern banking.
- Identify key red flags, typologies, and suspicious activity indicators in banking transactions.
- Explain AML/CTF frameworks, including risk-based approaches and customer due-diligence steps.
- Analyze case studies covering layering, structuring, trade-based and cyber-enabled laundering.
- Describe the roles of KYC, transaction monitoring, and sanctions screening in AML compliance.
- Evaluate how regulators and international bodies shape AML/CTF expectations and enforcement.
- Recognize emerging AML threats such as virtual assets, mules, and cross-border payment risks.
- Apply AML/CTF knowledge to practical banking scenarios through exercises and quizzes.

Requirements
- Banking fundamentals will help in understanding some of what is taught in this course.

Description
Think like a compliance and financial crime professional in banking and fintech.Learn how money laundering and terrorism financing actually occur — from customer onboarding and shell companies to complex layering techniques and suspicious transaction patterns.

What if you could walk into a banking, compliance, risk, or fintech role — with a clear, practical understanding of how AML and CTF really work?

In this course, you’ll go beyond jargon and buzzwords to get a structured breakdown of how banks and fintech prevent and detect money laundering and terrorist financing — from customer due diligence and sanctions screening to transaction monitoring, red flags, and reporting obligations.

Whether you're new to the space, pivoting from another banking or fintech role, or building onboarding content for new hires — this course delivers the essential knowledge you need to understand AML/CTF in banking today.

AML/CTF in Banking – Essentialsis a practical, industry-aligned course. It’s designed to give you more than theory — it gives you real-world insight, explained simply.

In this course, you’ll learn how to:

Understandwhat AML and CTF mean— and why they matter in modern banking

Follow how money laundering and terrorism financing occur across customer types, products, and delivery channels

Identifykey AML/CTF red flags, typologies, and early warning signs in banking operations

Explore howcustomer due diligence (CDD),enhanced due diligence (EDD), andongoing due diligence (ODD)fit within the KYC framework

Decode howtransaction monitoring, investigation, and reporting processes work in practice

Understand governance, culture, and accountability structures that underpin effective AML/CTF compliance

Recognize the global standards and expectations set by FATF, the Basel Committee, and the Wolfsberg Group

You’ll also get:

Guided walkthroughs of how AML/CTF frameworks operate in real banks, explained by an industry expert

Side-by-side breakdowns of regulatory requirements vs. real-world application

Quizzes, assignments, and practical case examples to reinforce your understanding

Industry-aligned content designed for immediate job readiness

And — this course is part of theBanking & Finance Guild’s pathway program.That means you’ll be building towards professional recognition in banking as you complete key foundational topics (details inside the course).

By the end of this course, you won’t just understand AML/CTF — you’ll think and speak like a banking, fintech, compliance, or financial crime professional.

I’mRían Chapman, and I’ve worked across banking, financial crime, digital transformation, and strategy in global institutions. My courses have helped over 100,000 students around the world build job-ready skills and launch careers that matter.

So whether you're looking to land your first banking role or deepen your expertise in AML/CTF, this is your starting point for mastering the essentials.

Click Enroll Now to begin your journey into the world of AML/CTF in banking.

Who this course is for:
- Aspiring AML, compliance, or financial crime professionals looking to launch a career in banking or fintech.
- Students and early-career talent preparing for roles in KYC, onboarding, transaction monitoring, or regulatory compliance.
- Banking professionals who want to deepen their understanding of AML/CTF processes, risk models, and reporting duties.
- New hires in banks, neobanks, or payment providers who need a clear foundation in AML compliance and CTF frameworks.
- Team leads or managers developing onboarding or refresher programs for compliance and financial crime operations teams.
- Business, finance, or criminology students seeking to bridge academic theory with how AML/CTF actually works in banks.
- Consultants, auditors, or regulators who need practical insight into AML controls, governance, and enforcement standards.
- Technology or data professionals building transaction monitoring, screening, or fintech AML compliance tools.
- Anyone pursuing a Banking & Finance Guild certification through the risk, compliance or financial crime pathway (and plenty more pathways).
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