Graduate Money

Smart Money Concepts you need to understand before Graduating

What you'll learn

Learning more about the topics that gives you an insight into budgeting

Learning about the money management challenges you may face as you get older

Learning to prepare for independent life financially

Learning about financial goals, compound interest and investment

Requirements

No requirements or prerequisites for this course

Description

We have asked Lisa, another young person who has now started at University, to share with you things about money, she wishes she knew before entering university!Being an adult and managing your finances can be a struggle for some of us. We all know that we should plan, budget and take care of money and our spending. But how many of us do it? We are supposed to rationalise each purchase and think upfront about whether we can afford something and whether we need the item we want to buy. Or is this purchase just a way of satisfying our infinite wants?Most of us wish we learned about money before our 20’s so by the time we are 30 we have some savings, investments and we understand how to manage the money."We wish we didn’t make so many mistakes, didn’t waste hundreds of pounds on useless purchases. We wish they taught us more about money at school," says Lisa.Without high quality financial education, all young people are at some risk of having poor financial capability. It is particularly important to ensure that the approach to financial education in schools meets the needs of these and all young people.This is why we've created the graduate money course, to educate you about the topics that will help you when it come to personal finance. As the next level up from our 'Teenager Money' course, graduate money will cover more topics and go into more depth over previous topics.

Overview

Section 1: Introduction

Lecture 1 Introduction

Section 2: Prioritisation

Lecture 2 Top priority emergeny fund

Section 3: Preparing for the future

Lecture 3 Think about a mortgage in advance

Lecture 4 Pensions

Lecture 5 It is never to early to open a retirement account

Section 4: Student Loans

Lecture 6 Student Loan

Section 5: Growing your money

Lecture 7 Investing is a new black?

Lecture 8 How compound interest works?

Lecture 9 It's not about how much you earn. It's about what you do with your money

Lecture 10 If you don't educate yourself no one will

Section 6: Financial goals

Lecture 11 Financial goals

Section 7: Income and Protection

Lecture 12 Having multiple sources of income can change your life

Lecture 13 Insurance is important

Section 8: Do you need a Credit card?

Lecture 14 Do you need a credit card?

Section 9: Budgeting

Lecture 15 Create a budget

Lecture 16 Bank Statements

Lecture 17 Know where your money goes and learn self control

Section 10: Crypto

Lecture 18 Crypto

Section 11: Debt

Lecture 19 Missing Bill payments is not like turning in a late assignment

Lecture 20 Don't just pay the minimum when repaying your debt

Section 12: Tax

Lecture 21 Taxes on your income

Section 13: bMoneywize Resources

Lecture 22 bMoneywize App!

Lecture 23 Money lessons before you graduate

Lecture 24 Debt and how to manage it in the UK

Lecture 25 Financial words and Definitions

Lecture 26 Money Management

This course is for everyone, especially those on their way to university.