Disruptive Technology in Banking and Finance: An International Perspective on FinTech

“This great new book offers valuable and timely insights on FinTech from various vantage points. Written by a cohort of distinguished academics and practitioners, the reader is treated to constructive analysis and presentation of developments in the field of FinTech and its potential impact on financial services, and banks in particular, as well as the economy and society at large.
Anyone interested in the origins and meaning of FinTech and how it has emerged as a disruptive though arguably positive influence from a competition perspective will enjoy reading this book. Apart from the incredible opportunities afforded by FinTech, this book examines the potential for both old and new risks to arise, and identifies challenges facing policy makers and regulators to secure their multiple objectives, such as, greater competition, financial stability, consumer protection and welfare gains. This book would be of particular interest as a text to contemporary business school courses looking to explore the role of financial technology as a disruptor to banking, finance and insurance sectors, as well as to the more casual reader with an interest in getting up to speed on this emergent and exciting area”

—Professor Martin Meyer, Vice Rector for International Affairs and Director of InnoLab (Professor of Innovation), University of Vaasa, Finland

Timothy King is Director of the Centre for Quantitative Finance at the University of Kent, UK. His research interests include Banking, FinTech, Corporate Governance and Corporate Finance. He has published in journals including the Journal of Corporate Finance, British Journal of Management, Journal of Financial Research, Journal of Financial Stability, Annals of Operations Research, Economics Letters and International Review of Financial Analysis.

Francesco Saverio Stentella Lopes is Senior (type B) Researcher at the University of Rome Tre, Italy. His research focuses on Banking and Innovation, and he has published in renowned academic journals including the Journal of Financial and Quantitative Analysis and the Journal of Banking and Finance.

Abhishek Srivastav is Senior Economist at the World Federation of Exchanges. Prior to this, he served as Senior Lecturer in Finance at the University of Edinburgh, UK. His research interests include Empirical Corporate Finance, Climate Change and Financial Intermediation. He has published in various leading journals, such as the Journal of Accounting and Economics, Journal of Corporate Finance and Management Science.

Jonathan Williams is Professor of Banking and Finance at Bangor University, UK where he served as Head of Bangor Business School between 2016 and 2020. He is Co-Director of the Institute of European Finance, Chair of the European Association of Teachers of Banking and Finance and Editor of World Banking Abstracts. His main research interests are in Empirical Banking, including themes of Corporate Governance, Competition and Efficiency and FinTech.